Chautauqua County and Harmony Town property record for 11 E Main St, Panama, NY 14767 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 944 sqft · built 1930 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jan 2026) |
| Tax Bill | $2,214 (2025) |
| Deeds & Mortgages | Jan 2005 Mortgage Jan 2026 Sale & Mortgage + 2 more |
| APN | 064801 398.08-2-26 |
| Primary APN | 064801 398.08-2-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 248 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 48100 |
|---|---|
| Street Address | 11 E MAIN ST |
| City | PANAMA |
| State | NY |
| Zip | 14767-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD APN: 064801 103-3-13 |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | HARMONY |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 36802 |
Source: Chautauqua County and Harmony Town records · APN 064801 398.08-2-26
Assessment roll updated April 28, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1035 BEACH RD, C4, CHEEKTOWAGA, NY 14225-1252 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2005 | Deed of Trust, Mortgage COMMUNITY BANK NA |
| Jan 29, 2026 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jan 29, 2026 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jun 16, 2015 | Deed, Transfer KEY BANK N A |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Prior Sale | Jun 16, 2015 · Amount on Record |
| Deed Document Number | 20261427 |
| Prior Transfer Date | Aug 22, 2020 |
| Prior Transfer Doc | 0000004550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 11 E MAIN ST, PANAMA, NY 14767-9730 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002792/0000000015 |
|---|---|
| Date | Jan 11, 2005 |
| Book Page | 0000002792/0000000015 |
| Instrument | 0000000133 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 156 Months |
| Due | Jan 01, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jan 29, 2026 |
| Property Address | 11 E MAIN ST, PANAMA, NY 14767-9730 |
| Document Number | DE2026001427 |
| Instrument Date | Jan 16, 2026 |
| Instrument | DE2026001427 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1035 BEACH RD APT C4, C4, CHEEKTOWAGA, NY 14225-1252 |
| Document Number | MT2026001211 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | MT2026001211 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jan 29, 2026 |
| Property Address | 11 E MAIN ST, PANAMA, NY 14767-9730 |
| Document Number | DE2026001427 |
| Instrument Date | Jan 16, 2026 |
| Instrument | DE2026001427 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1035 BEACH RD APT C4, C4, CHEEKTOWAGA, NY 14225-1252 |
| Document Number | MT2026001211 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | MT2026001211 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jun 16, 2015 |
| Property Address | 11 E MAIN ST, PANAMA, NY 14767-9730 |
| Document Number | 0000002015/0000003447 |
| Book / Page | 0000002015 / 0000003447 |
| Instrument Date | Jun 03, 2015 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | BRUCE S SCOLTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 E MAIN ST, PANAMA, NY 14767-9730 |
| Document Number | 0000002668 |
|---|---|
| Date | Jun 16, 2015 |
| Instrument | 0000002668 |
| Name | KEY BANK N A |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 91 Months |
| Due | Jan 01, 2023 |
Source: Chautauqua County and Harmony Town records · Assessment roll updated April 28, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Harmony Town |
| Municipality | Panama Village |
| Unified School District | Panama Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,214.00 (+0.96%) | $65,000 (-) Land $4,000 Building $61,000 | $108,300 (+13.28%) Land $6,665 Building $101,635 |
| 2024 | $2,193.00 | $65,000 (-) Land $4,000 Building $61,000 | $95,600 (+5.17%) Land $5,883 Building $89,717 |
| 2023 | $65,000 (-) Land $4,000 Building $61,000 | $90,900 (+22.51%) Land $5,594 Building $85,306 | |
| 2022 | $65,000 Land $4,000 Building $61,000 | $74,201 Land $4,566 Building $69,635 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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