11 E 3rd St, Sterling, IL 61081 Property Records

Whiteside County property record for 11 E 3rd St, Sterling, IL 61081 · Last verified June 2026

Property Highlights

Property Type	Commercial > Retail
Lot Size	1,150 sqft (0.026 acres)
Last Sale	$46,000 (2007)
Tax Bill	$1,484.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1121463005`
Alternative APN	`54959`

Exterior

Lot Area	1,150 sqft (0.026 acres)
Depth X Width	50 ft x 22.5 ft Depth x Width

Location & Zoning

Account Number	54959
Street Address	11 E 3RD ST
City	STERLING
State	IL
Zip	61081-3614
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	WEST OF BROADWAY SLT 6 LOT 1 BLK 39 141600X
Legal Subdivision	WEST OF BROADWAY
Legal Block	39
Legal Lot Number	1,6
Jurisdiction	WHITESIDE IL
Minor Civil Division	STERLING
Census Blockgroup	2
Census Block	2082
Census Tract	1102

Owner

Source: Whiteside County records · APN 1121463005

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	216 LOCUST ST, STERLING, IL 61081-3537
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2007 · Amount on Record
Deed Sale	Sep 20, 2007 · Amount on Record
Deed Doc Number	20078906-2007
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	11 E 3RD ST, STERLING, IL 61081-3614
Document Number	0000005935
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 E 3RD ST STERLING IL 610813614, STERLING, IL 61081-3614

Mortgage

Document Number	0000005935
Date	Sep 17, 2020
Instrument	5935

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 16, 2025

Interest

Rate Type	Adjustable Rate
Rate	5.15%

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00	$14,613 Land $2,812 Building $11,801
2024			$43,839 Land $8,436 Building $35,403

Flood & Wildfire

11 E 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Whiteside County (17195C), updated September 26, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.