Monroe County property record for 11 Dwight St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,849 sqft · built 1971 |
| Lot Size | 0.31 acres (13,317 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Aug 2022) |
| Tax Bill | $4,625 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-13-149-008-000 |
| Primary APN | 07-13-149-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,849 sqft Living Area |
| 1st Floor Area | 1,849 sqft |
| Basement Area | 701 sqft |
| Unfinished Basement | 701 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 13,317 sqft (0.31 acres) |
| Garage Area | 594 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,280 sqft |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 648 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11 DWIGHT ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | N 75 FT LOT 91 & S 20FT LOT 92 LOU DEL 4TH ADDN 272669 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | LOU DEL |
| Legal Lot Number | 91-92 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 30 |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 600402 |
11 Dwight St is owned and occupied by two individuals who bought it in August 2022.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 DWIGHT ST, WATERLOO, IL 62298-5539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed, Transfer |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on File |
| Deed Sale | Aug 1, 2022 · Amount on File |
| Deed Document Number | 2022425436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 1, 2022 |
| Property Address | 11 DWIGHT ST, WATERLOO, IL 62298-5539 |
| Document Number | 0000425436 |
| Map Reference | MB C PG 39 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 425436 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $198.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11 DWIGHT ST, WATERLOO, IL 62298-5539 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 11 DWIGHT ST, WATERLOO, IL 62298-5539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000413951 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 413951 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 21, 2030 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 11 Dwight St was $4,625 with a homeowner's exemption, up 11.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,625.00 (+11.42%) Homeowner's exemption | $86,350 Land $16,980 Building $69,370 | $259,050 Land $50,940 Building $208,110 |
| 2024 | $4,151.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $75,390 Land $15,520 Building $59,870 | $226,170 Land $46,560 Building $179,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Dwight St in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Dwight St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ClearWave, Wisper ISP.
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