Westchester County and Rye City property record for 11 Douglas Cir, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,268 sqft · built 1961 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,100,000 (Apr 2024) |
| Tax Bill | $34,360 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-13-1-1 |
| Primary APN | 551400 153-13-1-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 2,268 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|
| Street Address | 11 DOUGLAS CIR |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 DOUGLAS CIR, RYE, NY 10580-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Nov 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 15, 2024 | Bargain and Sale Deed, Transfer · ARM RIDGEWOOD SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2024 · Amount on Record |
| Deed Sale | Apr 15, 2024 · Amount on Record |
| Prior Sale | Jun 19, 2001 · Amount on Record |
| Deed Document Number | 20243011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 11, 2026 |
| Property Address | 11 DOUGLAS CIR, RYE, NY 10580-2200 |
| Document Number | 0000003036 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 20263036 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 DOUGLAS CIR, RYE, NY 10580-2200 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003036, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20263036 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 2, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 DOUGLAS CIR, RYE, NY 10580-2200 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Title Company | APPELLATE LAND SERVICES LIMITED, APPELLATE LAND SERVICES LTD |
| Name | Verified Name |
|---|---|
| Address | 11 DOUGLAS CIR, RYE, NY 10580-2200 |
| Investor | Possibly a Property Investor |
| Document Number | 0653073151 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 653073151 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOPEZ ISLAND, WA 98261 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.5% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Apr 15, 2024 |
| Property Address | 11 DOUGLAS CIR, RYE, NY 10580-2200 |
| Document Number | 0641013011 |
| Map Reference | MAP 11498 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 641013011 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 DOUGLAS CIR, RYE, NY 10580-2200 |
| Name | Verified Name |
|---|---|
| Address | 125 WILLOW TER, HOBOKEN, NJ 07030-2847 |
| Investor | Possibly a Property Investor |
| Document Number | 0641063335 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 641063335 |
| Name | RIDGEWOOD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye Neck Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,360.00 | $20,000 (-) Land $8,450 Building $11,550 | $1,694,916 (+6.78%) Land $716,102 Building $978,814 |
| 2024 | $20,000 (-) Land $8,450 Building $11,550 | $1,587,302 (+2.38%) Land $670,635 Building $916,667 | |
| 2023 | $20,000 Land $8,450 Building $11,550 | $1,550,388 Land $655,039 Building $895,349 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1978–2023) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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