Suffolk County and Smithtown Town property record for 11 Delaware Ave, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,814 sqft · built 1957 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $18,776 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2019 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 144.-3-27 |
| Primary APN | 473489 144.-3-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,814 sqft Living Area |
| Gross Area | 2,448 sqft |
| 1st Floor Area | 1,144 sqft |
| 2nd Floor Area | 670 sqft |
| Basement Area | 634 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 244 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 97 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 11 DELAWARE AVE |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-174926 TC-52 *2587 SEC 2 LOT 61 BIRCHWOOD GARDENS |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 DELAWARE AVE, COMMACK, NY 11725-5003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Mar 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Jun 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Jun 1, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 30, 2015 |
| Transfer Doc | 0128190292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 29, 2026 |
| Property Address | 11 DELAWARE AVE, COMMACK, NY 11725-5003 |
| Document Number | 2374000847 |
| Book / Page | 23740 / 847 |
| Instrument Date | Apr 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2374000847, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 23740/847 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 DELAWARE AVE, COMMACK, NY 11725-5003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229940104 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 22994/104 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 DELAWARE AVE, COMMACK, NY 11725-5003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230130432 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 23013/432 |
| Instrument | DJ042845 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 DELAWARE AVE, COMMACK, NY 11725-5003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231460431 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 23146/431 |
| Instrument | DL012457 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 DELAWARE AVE, COMMACK, NY 11725-5003 |
| Document Number | 0231530551 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11 DELAWARE AVE COMMACK NY 117255003, COMMACK, NY 11725-5003 |
| Document Number | 0231530551 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 023153/000551 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,325 (-) Land $300 Building $7,025 | $915,625 (+10,774.41%) Land $37,500 Building $878,125 | |
| 2024 | $18,776.00 | ||
| 2023 | $7,325 Land $300 Building $7,025 | $8,420 Land $345 Building $8,075 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1980–1985) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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