Essex County and Andover Town property record for 11 Dawn Cir, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,273 sqft · built 2005 |
| Lot Size | 0.511 acres (22,277 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $998,000 (Jul 2013) |
| Tax Bill | $17,013 (2025) |
| Deeds & Mortgages | May 2020 Refinance Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00133 B:00072 L:00000 |
| Primary APN | ANDO M:00133 B:00072 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,273 sqft Living Area |
| Gross Area | 5,871 sqft |
| Basement Area | 1,849 sqft |
| Unfinished Basement | 1,301 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,277 sqft (0.511 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 11 DAWN CIR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 72 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 254401 |
Source: Essex County and Andover Town assessment roll, APN ANDO M:00133 B:00072 L:00000, as of April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 DAWN CIR, ANDOVER, MA 01810-3370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK |
| Sep 08, 2020 | Deed of Trust, Mortgage · Balloon Mortgage MIDDLESEX SAVINGS BANK |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MIDDLESEX SVGS BK |
| Jan 26, 2018 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2013 · Amount on Record |
| Deed Sale | Jul 15, 2013 · Amount on Record |
| Prior Sale | Dec 14, 2007 · Amount on Record |
| Deed Book / Page | 13553 / 122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 11 DAWN CIR, ANDOVER, MA 01810-3370 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16317-52 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 16317/52 |
| Instrument | 12074 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 11 DAWN CIR, ANDOVER, MA 01810-3370 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16479-244 |
|---|---|
| Date | Sep 08, 2020 |
| Book Page | 16479/244 |
| Instrument | 23577 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 11 DAWN CIR, ANDOVER, MA 01810-3370 |
| Document Number | 15377-339 |
| Book / Page | 015377 / 000339 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 15377-339 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 015377/000339 |
| Instrument | 2481 |
| Name | MIDDLESEX SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 11 DAWN CIR, ANDOVER, MA 01810-3370 |
| Document Number | 15378-1 |
| Book / Page | 015378 / 000001 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 15378-1 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 015378/000001 |
| Instrument | 2482 |
| Name | MIDDLESEX SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 30, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Andover Town assessment roll as of April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,013.00 (+3.18%) | $1,362,100 (+6.41%) Land $483,300 Building $878,800 | $1,505,560 |
| 2024 | $16,488.00 (+6.48%) | $1,280,100 (+12.93%) Land $453,500 Building $826,600 | |
| 2023 | $15,484.00 | $1,133,500 Land $387,700 Building $745,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092544012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 156 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MA3009000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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