Middlesex County and Waltham City property record for 11 Cunningham Cir, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,112 sqft · built 1950 |
| Lot Size | 0.208 acres (9,043 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Apr 2019) |
| Tax Bill | $7,957 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Sep 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138737 |
| Primary APN | 138737 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| Gross Area | 3,028 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,043 sqft (0.208 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 138737 |
|---|---|
| Street Address | 11 CUNNINGHAM CIR |
| City | WALTHAM |
| State | MA |
| Zip | 02453-7603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Subdivision | CEDARWOOD |
| Legal Block | 14 |
| Legal Lot Number | 27 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 368400 |
Source: Middlesex County and Waltham City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 CUNNINGHAM CIR, WALTHAM, MA 02453-7603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 20, 2025 | Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION |
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Mar 5, 2019 | Deed of Trust, Mortgage · Balloon Mortgage WATERTOWN SAVINGS BANK |
| Dec 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Nov 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Apr 11, 2019 | Quit Claim Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2019 · Amount on Record |
| Deed Sale | Apr 11, 2019 · Amount on Record |
| Prior Sale | Jun 30, 2011 · Amount on Record |
| Deed Document Number | 201944945 |
| Deed Book / Page | 72444 / 424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 11 CUNNINGHAM CIR, WALTHAM, MA 02453-7603 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084249-276 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 84249/276 |
| Instrument | 69908 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 11 CUNNINGHAM CIR, WALTHAM, MA 02453-7603 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78770-24 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 78770/24 |
| Instrument | 211953 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 11 CUNNINGHAM CIR, WALTHAM, MA 02453-7603 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72295-253 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 72295/253 |
| Instrument | 26778 |
| Name | WATERTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 11 CUNNINGHAM CIR, WALTHAM, MA 02453-7603 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73816-266 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 73816/266 |
| Instrument | 197145 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 11 CUNNINGHAM CIR, WALTHAM, MA 02453-7603 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76189-455 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 76189/455 |
| Instrument | 215526 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Apr 11, 2019 |
| Property Address | 11 CUNNINGHAM CIR, WALTHAM, MA 02453-7603 |
| Document Number | 72444-424 |
| Book / Page | 072444 / 000424 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 44945 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,306.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CUNNINGHAM CIR WALTHAM MA 024537603, WALTHAM, MA 02453-7603 |
| Document Number | 72444-428 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 072444/000428 |
| Instrument | 44946 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2049 |
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,957.00 (+3.49%) | $810,300 (+1.59%) Land $421,700 Building $388,600 | $834,195 (+5.69%) |
| 2024 | $7,689.00 (+1.41%) | $797,600 (+8.56%) Land $413,900 Building $383,700 | $789,260 |
| 2023 | $7,582.00 | $734,700 Land $374,800 Building $359,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979–2010) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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