Dutchess County and Beacon City property record for 11 Cross St, Beacon, NY 12508
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,236 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Sep 2015) |
| Tax Bill | $8,670 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 130200-5954-27-795990-0000 |
| Primary APN | 130200-5954-27-795990-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,236 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 1,372 sqft |
| 2nd Floor Area | 864 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Covered Porch |
| Porch Area | 144 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30795990 |
|---|---|
| Street Address | 11 CROSS ST |
| City | BEACON |
| State | NY |
| Zip | 12508-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-3 |
| Legal Description | 0.14 AC (D) 1703 0330 1274 0947 |
| Legal Block | 27 |
| Legal Lot Number | 795 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | BEACON |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 210101 |
11 Cross St is owned and occupied by an individual who bought it in September 2015.
Source: Dutchess County and Beacon City records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 CROSS ST, BEACON, NY 12508-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2018 | Deed of Trust, Mortgage JP MORGAN CHASE BANK |
| Jul 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TEG FEDERAL CREDIT UNION |
| Feb 18, 2021 | Deed of Trust, Mortgage · Line of Credit TEG FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2015 · Amount on File |
| Deed Sale | Sep 1, 2015 · Amount on File |
| Prior Sale | Nov 19, 2012 · Amount on File |
| Deed Book / Page | 22015 / 5438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 11 CROSS ST, BEACON, NY 12508-1802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000403 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 000000000403 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 11 CROSS ST, BEACON, NY 12508-1802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000052065 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 52065 |
| Name | TEG FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 11 CROSS ST, BEACON, NY 12508-1802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000977 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 977 |
| Name | TEG FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11 Cross St was $8,670.
Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| Municipality | Beacon City |
| Unified School District | Beacon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,670.00 | $445,500 Land $38,300 Building $407,200 | $445,500 Land $38,300 Building $407,200 |
| 2023 | $394,500 (+10.01%) Land $36,500 Building $358,000 | $394,500 (+10.01%) Land $36,500 Building $358,000 | |
| 2022 | $358,600 Land $36,500 Building $322,100 | $358,600 Land $36,500 Building $322,100 | |
| 2020 | $7,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2005–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACON CITY serves 14,370 people · EPA ID NY1302760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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