11 Cox Henry Ln, Summit Point, WV 25446 Property Records

Jefferson County property record for 11 Cox Henry Ln, Summit Point, WV 25446

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,970 sqft · built 2005
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$2,162 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-28-0003.0005`

Property Details

APN / Parcel Number

Primary APN	`07-28-0003.0005`
Alternative APN	`19-07-28-0003.0005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
1st Floor Area	2,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11 COX HENRY LN
City	SUMMIT POINT
State	WV
Zip	25446-1200
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LT #5 BURCH MANOR (4 AC)
Legal Subdivision	BURCH MANOR SUBDIVISION
Legal Lot Number	5
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	2
Census Block	2030
Census Tract	972800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 COX HENRY LN, SUMMIT POINT, WV 25446-1200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Jul 10, 2019	Deed, Transfer · ARM CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	11 COX HENRY LN, SUMMIT POINT, WV 25446-1200
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COX HENRY LN, SUMMIT POINT, WV 25446-1200

Mortgage

Document Number	2355/651
Date	Mar 8, 2021
Book Page	2355/651
Instrument	202100003985

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	RANSON, WV 25438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 10, 2019
Property Address	11 COX HENRY LN, SUMMIT POINT, WV 25446-1200
Document Number	1226/596
Book / Page	1226 / 596
Map Reference	MB 21 PG 38
Instrument Date	Jul 1, 2019
Instrument	201900008291
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COX HENRY LN, SUMMIT POINT, WV 25446-1200

Mortgage

Document Number	201900008292
Date	Jul 10, 2019
Instrument	201900008292

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Aug 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	6.2%
Index	5-Year CMT
Max Rate	8.2%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,162.00 (+5.16%)	$187,500 (+5.93%) Land $60,100 Building $127,400	$312,500 (+5.9%) Land $100,167 Building $212,333
2025	$2,056.00 (+4.47%)	$177,000 (+5.04%) Land $49,600 Building $127,400	$295,100 (+5.09%) Land $82,700 Building $212,400
2023	$1,968.00	$168,500 Land $51,200 Building $117,300	$280,800 Land $85,300 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1993–2018)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2018 · river or lake flooding
Claims by Event	Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: All Points Broadband.

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