Ocean County and Ocean Township property record for 11 Cove Dr, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,087 sqft · built 1962 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,000 (Dec 2021) |
| Tax Bill | $9,372 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 21-00166-0000-00024 |
| Primary APN | 21-00166-0000-00024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,087 sqft Living Area |
| 1st Floor Area | 2,087 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 11 COVE DR |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SC |
| Legal Description | 65X100 |
| Legal Subdivision | TOMS RIVER SHORES INC SEC 1 |
| Legal Block | 166 |
| Legal Lot Number | 24 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 733001 |
11 Cove Dr is owned and occupied by an individual who bought it in December 2021.
Source: Ocean County and Ocean Township records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 COVE DR, WARETOWN, NJ 08758-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2019 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO |
| Dec 9, 2021 | Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP |
| Nov 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2021 · Amount on File |
| Deed Sale | Dec 9, 2021 · Amount on File |
| Prior Sale | Sep 15, 1997 · Amount on File |
| Deed Document Number | 2021175314 |
| Deed Book / Page | 18816 / 565 |
| Prior Transfer Date | Oct 29, 2020 |
| Prior Transfer Doc | 0181431834 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 11 COVE DR, WARETOWN, NJ 08758-2104 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0176101032 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 17610/1032 |
| Instrument | 2019092201 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Lending Institution |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.74% |
| Change Frequency | Monthly |
| Max Rate | 15.9% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 9, 2021 |
| Property Address | 11 COVE DR, WARETOWN, NJ 08758-2104 |
| Document Number | 0188160565 |
| Book / Page | 18816 / 565 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021175314 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | SUNRISE TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,834.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4851 W GANDY BLVD, 4851, TAMPA, FL 33611-3039 |
| Name | Verified Name |
|---|---|
| Address | 11 COVE DR, WARETOWN, NJ 08758-2104 |
| Document Number | 2021175315 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021175315 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 6, 2020 |
| Property Address | 11 COVE DR, WARETOWN, NJ 08758-2104 |
| Document Number | 0181431834 |
| Book / Page | 018143 / 001834 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 130916 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11 COVE DR WARETOWN NJ 087582104, WARETOWN, NJ 08758-2104 |
The 2025 property tax bill for 11 Cove Dr was $9,372, up 4.6% from the year before.
Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $593,900 (-) Land $310,500 Building $283,400 | $593,900 (-) Land $310,500 Building $283,400 | |
| 2025 | $9,372.00 (+4.59%) | $593,900 Land $310,500 Building $283,400 | $593,900 Land $310,500 Building $283,400 |
| 2024 | $8,961.00 | ||
| 2023 | $331,900 Land $177,300 Building $154,600 | $331,900 Land $177,300 Building $154,600 | |
| 2022 | $7,212.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Cove Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 42 (2012–2025) |
| Claims Outside the SFHA | 1 of 42 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Cove Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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