11 Cove Ave, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 11 Cove Ave, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1978
Lot Size	0.235 acres (10,232 sqft)
Owner	Trust Name on File
Last Sale	$250,000 (May 2000)
Tax Bill	$6,670 (2025)
Deeds & Mortgages	Dec 2021 Refinance Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0003 B:0096 L` `464`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,965 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,232 sqft (0.235 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	464
Street Address	11 COVE AVE
City	BEVERLY
State	MA
Zip	01915-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	66-68 PROSPECT
Legal Block	96
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3002
Census Tract	217202

Owner

11 Cove Ave is owner-occupied and held in a trust since May 2023.

Source: Essex County and Beverly City records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	11 COVE AVE, BEVERLY, MA 01915-4112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Jul 14, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2000 · Amount on File
Deed Sale	May 22, 2000 · Amount on File
Prior Sale	May 22, 2000 · Amount on File
Deed Book / Page	16354 / 126
Last Transfer Date	May 9, 2023
Transfer Doc	0041661-98
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	11 COVE AVE, BEVERLY, MA 01915-4112
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040548-26
Date	Dec 6, 2021
Book Page	40548/26
Instrument	20211206001580

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Jul 14, 2023
Property Address	11 COVE AVE, BEVERLY, MA 01915-4112
Document Number	0041661-98
Book / Page	41661 / 98
Instrument Date	May 9, 2023
Instrument	20230714001460
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COVE AVE, BEVERLY, MA 01915-4112

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Apr 13, 2021
Property Address	11 COVE AVE, BEVERLY, MA 01915-4112
Document Number	39761-363
Book / Page	39761 / 363
Instrument Date	Apr 13, 2021
Instrument	20210413002930
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11 COVE AVE, BEVERLY, MA 01915-4112

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Jun 4, 2018
Property Address	11 COVE AVE, BEVERLY, MA 01915-4112
Document Number	36763-432
Book / Page	036763 / 000432
Instrument Date	Nov 10, 2017
Instrument	4004450
Transaction Type	Transfer
Record Updated	Jun 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COVE AVE BEVERLY MA 019154112, BEVERLY, MA 01915-4112

Tax Assessment & Valuation

The 2025 property tax bill for 11 Cove Ave was $6,670, up 4.8% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,670.00 (+4.76%)	$606,900 (+7.04%) Land $391,500 Building $215,400	$606,385
2024	$6,367.00 (+4.17%)	$567,000 (+4.46%) Land $351,600 Building $215,400
2023	$6,112.00	$542,800 Land $327,600 Building $215,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Cove Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1978–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Cove Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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