11 Cotter Ave, Butler, NJ 07405 Property Records

Morris County and Butler Borough property record for 11 Cotter Ave, Butler, NJ 07405

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 1952
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2025)
Tax Bill	$8,505 (2024)
Deeds & Mortgages	May 2026 Mortgage Jun 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-00076-04-00127`

Property Details

APN / Parcel Number

Primary APN	`03-00076-04-00127`
Alternative APNs	`0300076000400127` `0300076D00127`

Interior

Stories	1 Story
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	0300076D00127
Street Address	11 COTTER AVE
City	BUTLER
State	NJ
Zip	07405-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	JOHN BERGEN PROP
Legal Block	76.4
Legal Lot Number	127
Jurisdiction	MORRIS NJ
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1003
Census Tract	40600

Owner

11 Cotter Ave is owned and occupied by two individuals who bought it in June 2025.

Source: Morris County and Butler Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 COTTER AVE, BUTLER, NJ 07405-1410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 25, 2025	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2022	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
Jul 13, 2018	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Dec 7, 2022 · Amount on File
Deed Document Number	202524970
Deed Book / Page	24938 / 1423
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	May 22, 2026
Property Address	11 COTTER AVE, BUTLER, NJ 07405-1410
Document Number	0000022219
Book / Page	25110 / 1669
Instrument Date	Feb 27, 2026
Instrument	202622219
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COTTER AVE, BUTLER, NJ 07405-1410

Mortgage

Document Number	0000022219,
Date	May 22, 2026
Book Page	25110/1669
Instrument	202622219

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 25, 2025
Property Address	11 COTTER AVE, BUTLER, NJ 07405-1410
Document Number	0249381423
Book / Page	24938 / 1423
Instrument Date	Jun 10, 2025
Instrument	2025024970
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 DAWSORI AVENUE, BOONTON, NJ 07005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COTTER AVE, BUTLER, NJ 07405-1410

Mortgage

Document Number	2025024971
Date	Jun 25, 2025
Instrument	2025024971

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Dec 7, 2022
Property Address	11 COTTER AVE, BUTLER, NJ 07405-1410
Document Number	0245380006
Book / Page	24538 / 6
Instrument Date	Nov 18, 2022
Instrument	2022076900
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, TOBIAS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 BROOKSIDE TER, VERONA, NJ 07044-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COTTER AVE, BUTLER, NJ 07405-1410

Mortgage

Document Number	2022076901
Date	Dec 7, 2022
Instrument	2022076901

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	11 COTTER AVE, BUTLER, NJ 07405-1410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237051624
Date	Jan 31, 2020
Book Page	23705/1624
Instrument	2020007036

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	11 COTTER AVE, BUTLER, NJ 07405-1410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239040217
Date	Oct 21, 2020
Book Page	23904/217
Instrument	2020073764

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 13, 2018
Property Address	11 COTTER AVE, BUTLER, NJ 07405-1410
Document Number	0233781125
Book / Page	23378 / 1125
Instrument Date	Jun 29, 2018
Instrument	2018038781
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 DOE RUN, 8, STOCKHOLM, NJ 07460-1408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COTTER AVE, BUTLER, NJ 07405-1410

Mortgage

Document Number	2018038782
Date	Jul 13, 2018
Instrument	2018038782

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Morris County and Butler Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Butler Borough
Unified School District	Butler Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,100 (+15.55%) Land $254,000 Building $179,100	$433,100 (+15.55%) Land $254,000 Building $179,100
2025		$374,800 Land $204,000 Building $170,800	$374,800 Land $204,000 Building $170,800
2024	$8,505.00
2023		$324,400 Land $171,500 Building $152,900	$324,400 Land $171,500 Building $152,900
2022	$8,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Cotter Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1984–2011)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Cotter Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUTLER WATER DEPT serves 7,630 people · EPA ID NJ1403001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2024
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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