Worcester County and Dudley Town property record for 11 Cottage Rd, Dudley, MA 01571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,324 sqft · built 1972 |
| Lot Size | 0.3 acres (13,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Mar 2016) |
| Tax Bill | $58 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | DUDL M:204 L:002 |
| Primary APN | DUDL M:204 L:002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 3,138 sqft |
| Basement Area | 950 sqft |
| Unfinished Basement | 950 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,050 sqft (0.3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 11 COTTAGE RD |
|---|---|
| City | DUDLEY |
| State | MA |
| Zip | 01571-5764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 2 |
| Jurisdiction | DUDLEY MA |
| Township / Civil Division | DUDLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 755202 |
Source: Worcester County and Dudley Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 COTTAGE RD, DUDLEY, MA 01571-5764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| May 14, 2021 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2016 · Amount on Record |
| Deed Sale | Mar 22, 2016 · Amount on Record |
| Prior Sale | Feb 17, 2012 · Amount on Record |
| Deed Book / Page | 55082 / 327 |
| Transfer Doc | 055082-327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUDLEY MA |
| Property Address | 11 COTTAGE RD, DUDLEY, MA 01571-5764 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 064509-228 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 64509/228 |
| Instrument | 24375 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUDLEY MA |
| Property Address | 11 COTTAGE RD, DUDLEY, MA 01571-5764 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065166-127 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 65166/127 |
| Instrument | 66830 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Dudley Town |
| Unified School District | Dudley-Charlton Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58.00 (-98.87%) | $548,900 (+11.95%) Land $218,800 Building $330,100 | $473,670 |
| 2024 | $5,138.00 (+7.49%) | $490,300 (+4.21%) Land $182,900 Building $307,400 | |
| 2023 | $4,780.00 | $470,500 Land $186,500 Building $284,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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