11 Copley Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 11 Copley Ct, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,311 sqft · built 1965
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Feb 2025)
Tax Bill	$18,942 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01304-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`14-01304-0000-00013`
Alternative APNs	`1400458E00018` `140130400013`

Interior

Building Area	3,311 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Lot Area	15,769 sqft (0.362 acres)

Location & Zoning

Old Parcel Number	1400458E00018
Street Address	11 COPLEY CT
City	WAYNE
State	NJ
Zip	07470-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1304
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1015
Census Tract	246203

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 COPLEY CT, WAYNE, NJ 07470-4511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage TD BANK
Jun 22, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jun 18, 2019	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Dec 3, 1999 · Amount on Record
Deed Document Number	20256928
Deed Book / Page	4860 / 1
Prior Transfer Date	Oct 15, 1999
Prior Transfer Doc	00C1640322
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	May 6, 2026
Property Address	11 COPLEY CT, WAYNE, NJ 07470-4511
Document Number	0000015595
Book / Page	19929 / 7
Instrument Date	Apr 9, 2026
Instrument	202615595
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COPLEY CT, WAYNE, NJ 07470-4511

Mortgage

Document Number	0000015595,
Date	May 6, 2026
Book Page	19929/7
Instrument	202615595

Lender

Name	TD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	11 COPLEY CT, WAYNE, NJ 07470-4511
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COPLEY CT, WAYNE, NJ 07470-4511

Mortgage

Document Number	0000041173
Date	Jun 22, 2021
Book Page	M17224/66
Instrument	2021041173

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jul 1, 2049

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASSAIC NJ
Property Address	11 COPLEY CT, WAYNE, NJ 07470-4511
Document Number	0000030494
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COPLEY CT WAYNE NJ 074704511, WAYNE, NJ 07470-4511

Mortgage

Document Number	0000030494
Date	Jul 17, 2019
Book Page	000750/000241
Instrument	30494

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,800 (-) Land $121,800 Building $194,000	$315,800 (-) Land $121,800 Building $194,000
2025	$18,942.00 (+0.88%)	$315,800 (-) Land $121,800 Building $194,000	$315,800 (-) Land $121,800 Building $194,000
2024	$18,777.00 (+5.16%)
2023		$315,800 Land $121,800 Building $194,000	$315,800 Land $121,800 Building $194,000
2022	$17,855.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	23 (1979–2012)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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