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11 Commonwealth Ter, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 11 Commonwealth Ter, Swampscott, MA 01907

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,205 sqft · built 2004
Lot Size0.073 acres (3,212 sqft)
Owner2 Individual Names on Record
Last Sale$489,000 (Jan 2022)
Tax Bill$7,224 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNSWAM M:0021 B:0050 L:1

Property Details

APN / Parcel Number

Primary APNSWAM M:0021 B:0050 L:1

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories3 Stories
Building Area1,205 sqft Living Area
Gross Area1,404 sqft
Basement Area199 sqft
Unfinished Basement199 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,212 sqft
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address11 COMMONWEALTH TER
CitySWAMPSCOTT
StateMA
Zip01907-2616
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeA3
Legal Block50
Legal Lot Number1
JurisdictionSWAMPSCOTT MA
Township / Civil DivisionSWAMPSCOTT
Census Block Group2
Census Block2000
Census Tract202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address11 COMMONWEALTH TER, SWAMPSCOTT, MA 01907-2616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleJan 31, 2011 · Amount on Record
Record UpdatedOct 29, 2026

January 2022: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionSWAMPSCOTT MA
Recording DateJan 28, 2022
Property Address11 COMMONWEALTH TER, SWAMPSCOTT, MA 01907-2616
Document Number0000633458
Instrument DateJan 20, 2022
Instrument633458
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11-13 COMMONWEALTH TER # 11, 11, SWAMPSCOTT, MA 01907-2616

Mortgage

Document Number0000633459
DateJan 28, 2022
Instrument633459
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSwampscott Town
Unified School DistrictSwampscott School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,224.00 (+4.23%)$602,000 (-0.38%) Building $602,000$581,580 (-1.2%)
2025$6,931.00 (+21.26%)$604,300 (+24.11%) Building $604,300$588,620
2023$5,716.00$486,900 Building $486,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 90 individual policies
Nearby Flood Policies154 units insured
incl. 64 condo units
Nearby Flood Claims122 (1978–2025)
Claims Outside the SFHA68 of 122
Most Recent ClaimSep 2025
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 12 claims
  • Coastal Storm, Oct 1991 · 23 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWAMPSCOTT WATER DEPT. (MWRA)
serves 15,300 people · EPA ID MA3291000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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