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11 Commerce St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 11 Commerce St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,628 sqft · built 1890
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on Record
Last Sale$76,000 (Sep 1999)
Tax Bill$6,169 (2026)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN422201 29.68-2-19

Property Details

APN / Parcel Number

Primary APN422201 29.68-2-19
Alternative APNs
  • 220102906800020190000000
  • A01709

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,628 sqft Living Area
1st Floor Area814 sqft
2nd Floor Area814 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeMixed
Garage Area384 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA01709
Street Address11 COMMERCE ST
CitySCHENECTADY
StateNY
Zip12302-2903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionH2LG
Legal Block2
Legal Lot Number19.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2018
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address11 COMMERCE ST, SCHENECTADY, NY 12302-2903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 1999 · Amount on Record
Deed SaleSep 30, 1999 · Amount on Record
Deed Book / Page1564 / 671
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address11 COMMERCE ST, SCOTIA, NY 12302-2903
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023474
DateMay 26, 2017
Book Page4762/729
Instrument201723474
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,169.00 (+2.54%) Homeowner's exemption
2025$6,016.00$118,000 (-) Land $18,700 Building $99,300$214,545 (+23.64%) Land $34,000 Building $180,545
2023$118,000 Land $18,700 Building $99,300$173,529 Land $27,500 Building $146,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (2005–2014)
Claims Outside the SFHA4 of 19
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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