11 Colby St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 11 Colby St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,336 sqft · built 1955
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Sep 2003)
Tax Bill	$6,328 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:595 L:38`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:595 L:38`
Alternative APN	`595038000000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,336 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	976 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	595038000000000
Street Address	11 COLBY ST
City	KEENE
State	NH
Zip	03431-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	38
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1049
Census Tract	971403

Owner

11 Colby St is owned and occupied by an individual who bought it in September 2003.

Source: Cheshire County and Keene City records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11 COLBY ST, KEENE, NH 03431-4304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NHFA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2003 · Amount on File
Deed Sale	Sep 24, 2003 · Amount on File
Prior Sale	Sep 3, 1999 · Amount on File
Deed Document Number	2003
Deed Book / Page	2066 / 373
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KEENE CITY NH
Recording Date	Aug 3, 2026
Property Address	11 COLBY ST, KEENE, NH 03431-4304
Document Number	0000006021
Book / Page	3357 / 1390
Instrument Date	Jul 27, 2026
Instrument	20266021
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COLBY ST, KEENE, NH 03431-4304

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	11 COLBY ST, KEENE, NH 03431-4304
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03216-1273
Date	Jun 23, 2022
Book Page	3216/1273
Instrument	2205828

Lender

Name	NHFA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	25 Months
Due	Jul 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 11 Colby St was $6,328, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,328.00 (+3.94%)	$184,100 (-) Land $39,000 Building $145,100
2024	$6,088.00 (+3.7%)	$184,100 (-) Land $39,000 Building $145,100
2023	$5,871.00 (+2.77%)	$184,100 (-) Land $39,000 Building $145,100
2022	$5,713.00	$184,100 Land $39,000 Building $145,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11 Colby St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	3 (2005–2021)
Most Recent Claim	Jul 2021 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Colby St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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