11 Co Rd 259A, Bruce, MS 38915 Property Records

Calhoun County property record for 11 Co Rd 259A, Bruce, MS 38915

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,300 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$322,304 (Apr 2026)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0806000340524`

Property Details

APN / Parcel Number

Primary APN	`0806000340524`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	3,300 sqft Adjusted Area
1st Floor Area	1,879 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	500 sqft

Location & Zoning

Street Address	11 COUNTY ROAD 259A
City	BRUCE
State	MS
Zip	38915-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC PT SE4 SW4
Legal Range	02W
Legal Township	12
Legal Section	24
Jurisdiction	CALHOUN MS
Township / Civil Division	3
Census Block Group	3
Census Block	3007
Census Tract	950100

Owner

11 Co Rd 259A is owned by two individuals who bought it in April 2026.

Source: Calhoun County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1055 MS-9, BRUCE, MS 38915
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 27, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 24, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 29, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 10, 2020	Deed of Trust, Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	Jun 24, 2019 · Amount on File
Deed Document Number	2026687
Deed Book / Page	294 / 581
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MS
Recording Date	Apr 8, 2026
Property Address	11 COUNTY ROAD 259A, BRUCE, MS 38915-9551
Document Number	0000000687
Book / Page	294 / 581
Instrument Date	Mar 31, 2026
Instrument	2026687
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000000688,
Date	Apr 8, 2026
Instrument	2026688

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.25%
Max Rate	-1%

Mortgage

Document Number	000474/319,
Date	Apr 8, 2026
Book Page	474/319
Instrument	2026689

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Apr 1, 2036

Interest

Rate	5.98%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	11 COUNTY ROAD 259A, BRUCE, MS 38915-9551
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COUNTY ROAD 259A, BRUCE, MS 38915-9551

Mortgage

Document Number	2023003842
Date	Nov 27, 2023
Instrument	2023003842

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Amount	Amount on Record
Term	321 Months
Due	Aug 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	11 COUNTY ROAD 259A, BRUCE, MS 38915-9551
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 PHEASANT HOLLOW DR, CORDOVA, TN 38018-5880

Mortgage

Document Number	0000411/NA
Date	Jun 24, 2019
Book Page	411/NA
Instrument	2019001318

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	11 COUNTY ROAD 259A, BRUCE, MS 38915-9551
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COUNTY ROAD 259A, BRUCE, MS 38915-9551

Mortgage

Document Number	2023001957
Date	Aug 29, 2023
Instrument	2023001957

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Amount	Amount on Record
Term	324 Months
Due	Aug 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	11 COUNTY ROAD 259A, BRUCE, MS 38915-9551
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COUNTY ROAD 259A, BRUCE, MS 38915-9551

Mortgage

Document Number	000421/365
Date	Aug 10, 2020
Book Page	421/365
Instrument	2020001809

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MS
Recording Date	Jun 24, 2019
Property Address	11 COUNTY ROAD 259A, BRUCE, MS 38915-9551
Document Number	000250/NA4
Book / Page	250 / NA4
Instrument Date	Jun 20, 2019
Instrument	2019001317
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 COUNTY ROAD 259A, BRUCE, MS 38915-9551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 COUNTY ROAD 259A, BRUCE, MS 38915-9551

Tax Assessment & Valuation

The 2025 property tax bill for 11 Co Rd 259A was $2,396.

Source: Calhoun County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,396.00	$20,746 Land $850 Building $19,896	$207,208 Land $8,500 Building $198,708
2023	$2,168.00	$20,746 Land $850 Building $19,896	$207,208 Land $8,500 Building $198,708

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11 Co Rd 259A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Co Rd 259A is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 41% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT COMFORT W/A-BANNER public/private · serves 2,442 people · EPA ID MS0070020
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	MT COMFORT W/A
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fulton Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

Nearby Properties on Co Rd 259A

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