11 Clover Ter, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 11 Clover Ter, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,955 sqft · built 1986
Lot Size	10.8 acres (470,448 sqft)
Owner	2 Individuals on Record
Last Sale	$1,490,000 (May 2025)
Tax Bill	$18,611 (2025)
Deeds & Mortgages	May 2025 Sale Dec 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`62-0000004C`

Property Details

APN / Parcel Number

Primary APN	`62-0000004C`
Alternative APN	`NATI M:00000062 P:0000004C`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,955 sqft Living Area
1st Floor Area	2,238 sqft
Attic	Attic
Attic Area	221 sqft
Basement Area	2,238 sqft
Unfinished Basement	2,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Siding
Lot Area	470,448 sqft (10.8 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	62-0000004C
Street Address	11 CLOVER TER
City	NATICK
State	MA
Zip	01760-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSB
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	2
Census Block	2017
Census Tract	382300

Owner

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	11 CLOVER TER, NATICK, MA 01760-5435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Quit Claim Deed, Transfer
Dec 22, 2022	Quit Claim Deed, Transfer
May 9, 2018	Quit Claim Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Dec 22, 2022 · Amount on Record
Deed Book / Page	84099 / 552
Record Updated	Jun 8, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	May 16, 2025
Property Address	11 CLOVER TER, NATICK, MA 01760-5435
Document Number	084099-552
Book / Page	84099 / 552
Instrument Date	May 14, 2025
Instrument	53438
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 CLOVER TER, NATICK, MA 01760-5435

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Dec 22, 2022
Property Address	11 CLOVER TER, NATICK, MA 01760-5435
Document Number	0081096-59
Book / Page	81096 / 59
Instrument Date	Dec 22, 2022
Instrument	186179
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CLOVER TER, NATICK, MA 01760-5435

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	May 9, 2018
Property Address	11 CLOVER TER, NATICK, MA 01760-5435
Document Number	70986-139
Book / Page	070986 / 000139
Instrument Date	May 3, 2018
Instrument	64980
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,107.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 CLOVER TER NATICK MA 017605435, NATICK, MA 01760-5435

Mortgage

Document Number	70986-142
Date	May 9, 2018
Book Page	070986/000142
Instrument	64981

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,611.00 (+2.2%)	$1,556,100 (+4.77%) Land $842,500 Building $713,600	$1,637,895
2024	$18,210.00 (+2.02%)	$1,485,300 (+5.18%) Land $807,900 Building $677,400
2023	$17,849.00	$1,412,100 Land $779,900 Building $632,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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