Hardin County property record for 11 Clover Ln, Lumberton, TX 77657
| Property Type | Single Family Home |
|---|---|
| Details | 1,784 sqft · built 2008 |
| Lot Size | 0.422 acres (18,382 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,328 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000002-006905 |
| Primary APN | 000002-006905 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,784 sqft Living Area |
| Gross Area | 2,504 sqft |
| 1st Floor Area | 1,784 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum Siding |
| Construction Type | Brick |
| Lot Area | 18,382 sqft (0.422 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Utility Building | 100 sqft |
| Cooling System | Central |
|---|
| Account Number | 59588 |
|---|---|
| Street Address | 11 CLOVER LN |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-6997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0002 ARRIOLA FRANCISCO ACRES .422 |
| Legal Subdivision | ARRIOLA FRANCISCO |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30504 |
11 Clover Ln is owned and occupied by two individuals.
Source: Hardin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 CLOVER LN, LUMBERTON, TX 77657-6997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 11 CLOVER LN, LUMBERTON, TX 77657-6997 |
| Document Number | 0000104197 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 CLOVER LN LUMBERTON TX 776576997, LUMBERTON, TX 77657-6997 |
| Document Number | 0000104197 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 104197 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 19, 2035 |
The 2026 property tax bill for 11 Clover Ln was $4,328 with a homeowner's exemption, up 61.8% from the year before.
Source: Hardin County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Lumberton City |
| Unified School District | Lumberton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,328.00 (+61.79%) Homeowner's exemption | $250,413 (-0.6%) Land $27,430 Building $222,983 | $250,413 (-0.6%) Land $27,430 Building $222,983 |
| 2025 | $2,675.00 (-4.29%) Homeowner's exemption | $251,935 (+7.66%) Land $27,430 Building $224,505 | $251,935 (+4.01%) Land $27,430 Building $224,505 |
| 2024 | $2,795.00 (+9.31%) Homeowner's exemption | $234,016 (-4.26%) Land $17,724 Building $224,505 | $242,229 (-0.9%) Land $17,724 Building $224,505 |
| 2023 | $2,557.00 Homeowner's exemption | $244,421 Land $17,724 Building $226,697 | $244,421 Land $17,724 Building $226,697 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Clover Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 5 (2006–2026) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Clover Ln is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMBERTON MUD serves 31,428 people · EPA ID TX1000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Highline Internet Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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