Passaic County and Wayne Township property record for 11 Clove Pl, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,327 sqft · built 1964 |
| Lot Size | 0.382 acres (16,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Jan 2022) |
| Tax Bill | $18,768 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02400-0000-00008 |
| Primary APN | 14-02400-0000-00008 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,327 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Lot Area | 16,640 sqft (0.382 acres) |
| Old Parcel Number | 1400593R00006 |
|---|---|
| Street Address | 11 CLOVE PL |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 2400 |
| Legal Lot Number | 8 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 246201 |
11 Clove Pl is owned and occupied by an individual who bought it in January 2022.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 CLOVE PL, WAYNE, NJ 07470-4134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on File |
| Deed Sale | Jan 4, 2022 · Amount on File |
| Deed Document Number | 2022480 |
| Deed Book / Page | 4211 / 18 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 4, 2022 |
| Property Address | 11 CLOVE PL, WAYNE, NJ 07470-4134 |
| Document Number | 0000000480 |
| Book / Page | D4211 / 18 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2022000480 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TITLE SVC INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,034.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42941 LITTLEHALES TER, ASHBURN, VA 20148-1910 |
| Name | Verified Name |
|---|---|
| Address | 11 CLOVE PL, WAYNE, NJ 07470-4134 |
| Document Number | 0000000481 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022000481 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 11 CLOVE PL, WAYNE, NJ 07470-4134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018579 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | M16119/297 |
| Instrument | 2020018579 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 11 Clove Pl was $18,768, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,900 (-) Land $146,300 Building $166,600 | $312,900 (-) Land $146,300 Building $166,600 | |
| 2025 | $18,768.00 (+0.88%) | $312,900 Land $146,300 Building $166,600 | $312,900 Land $146,300 Building $166,600 |
| 2024 | $18,605.00 | ||
| 2023 | $312,900 Land $146,300 Building $166,600 | $312,900 Land $146,300 Building $166,600 | |
| 2022 | $17,691.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11 Clove Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1994–2010) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Clove Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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