11 Clark St, Yale, MI 48097 Property Records

St. Clair County property record for 11 Clark St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,108 sqft · built 1910
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$125,400 (Sep 2026)
Tax Bill	$3,510 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2025 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-08-075-0020-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-075-0020-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,108 sqft Living Area
1st Floor Area	590 sqft
Basement Area	259 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	11 CLARK ST
City	YALE
State	MI
Zip	48097-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23, 24, 25 & 26 BLK 3 ALTA VISTA ADDITION TO THE CITY OF YALE
Legal Subdivision	ALTA VISTA ADDITION
Legal Block	3
Legal Lot Number	23-26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1032
Census Tract	655100

Owner

11 Clark St is owned and occupied by an individual who bought it in September 2026.

Source: St. Clair County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	12685 METCALF RD, EMMETT, MI 48022-1110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed, Transfer MORTGAGE CONNECT LP
Dec 18, 2025	Foreclosure
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage SIMPLE HOME LENDING LLC
Jul 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 29, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Dec 18, 2025 · Amount on File
Deed Document Number	202619057
Deed Book / Page	5966 / 320
Prior Transfer Date	Dec 4, 2025
Prior Transfer Doc	0005881584
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 18, 2026
Property Address	11 CLARK ST, YALE, MI 48097-3359
Document Number	0000019057
Book / Page	5966 / 320
Instrument Date	Sep 16, 2026
Instrument	202619057
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount on Record
Tax	$94,990.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12685 METCALF RD, EMMETT, MI 48022-1110

December 2025: Foreclosure

Document Type	Foreclosure
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 18, 2025
Property Address	11 CLARK ST, YALE, MI 48097-3359
Document Number	0005881584
Book / Page	5881 / 584
Map Reference	LB 23 PG 7
Instrument Date	Dec 4, 2025
Instrument	2025024198
Transaction Type	Foreclosure
Record Updated	Dec 30, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 CLARK ST, YALE, MI 48097-3359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 W BIG BEAVER RD, TROY, MI 48084-3534
Mail Care Of	ORLANS LAW GROUP PLLC
Investor	Possibly a Property Investor

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 6, 2023
Property Address	11 CLARK ST, YALE, MI 48097-3359
Document Number	0000056037
Book / Page	5603 / 7
Map Reference	LB 23 PG 7
Instrument Date	Feb 14, 2023
Instrument	2023003602
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 CLARK ST, YALE, MI 48097-3359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 RILEY ST, MEMPHIS, MI 48041

Mortgage

Document Number	0005598800
Date	Feb 15, 2023
Book Page	5598/800
Instrument	2023002551

Lender

Name	SIMPLE HOME LENDING LLC
Type	Non-Lending Institution
Address	MACOMB, MI 48044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 31, 2020
Property Address	11 CLARK ST, YALE, MI 48097-3359
Document Number	0052200499
Book / Page	005220 / 000499
Instrument Date	Jul 29, 2020
Instrument	17953
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6135 MAPLE VALLEY RD BROWN CITY MI 484169127, BROWN CITY, MI 48416-9127

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 29, 2020
Property Address	11 CLARK ST, YALE, MI 48097-3359
Document Number	0052180445
Book / Page	005218 / 000445
Instrument Date	Jan 11, 2016
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CLARK ST YALE MI 480973359, YALE, MI 48097-3359

Tax Assessment & Valuation

The 2025 property tax bill for 11 Clark St was $3,510 with a homeowner's exemption, up 4.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,300 (+4.34%)	$158,600
2025	$3,510.00 (+4.06%) Homeowner's exemption	$76,000
2024	$3,373.00		$152,000
2023		$64,900
2022	$2,291.00		$129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Clark St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AVS Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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