11 Cider Ln, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 11 Cider Ln, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,563 sqft · built 2005
Lot Size	22.1 acres (964,418 sqft)
Owner	Trust Name on File
Last Sale	$235,000 (Sep 2004)
Tax Bill	$14,300 (2026)
Deeds & Mortgages	Nov 2022 Transfer Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:21 B:10 L:7`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:21 B:10 L:7`
Alternative APN	`M:0021 B:0010 L:0007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,563 sqft Living Area
Gross Area	9,028 sqft
1st Floor Area	2,128 sqft
Attic	Attic
Attic Area	1,131 sqft
Basement Area	1,648 sqft
Unfinished Basement	1,648 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	964,418 sqft (22.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 CIDER LN
City	DRACUT
State	MA
Zip	01826-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	10
Legal Lot Number	7
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	2
Census Block	2005
Census Tract	314302

Owner

11 Cider Ln is owner-occupied and held in a trust since November 2022.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	11 CIDER LN, DRACUT, MA 01826-1553
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SVGS BK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2004 · Amount on File
Deed Sale	Sep 27, 2004 · Amount on File
Prior Sale	Jun 14, 2002 · Amount on File
Deed Document Number	200472172
Deed Book / Page	17877 / 47
Last Transfer Date	Nov 18, 2022
Transfer Doc	0037518-74
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Nov 18, 2022
Property Address	11 CIDER LN, DRACUT, MA 01826-1553
Document Number	0037518-74
Book / Page	37518 / 74
Instrument Date	Nov 18, 2022
Instrument	47180
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	11 CIDER LN, DRACUT, MA 01826-1553
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36463-115
Date	Nov 3, 2021
Book Page	36463/115
Instrument	64258

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	11 CIDER LN, DRACUT, MA 01826-1553
Document Number	31374-158
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31374-158
Date	Aug 14, 2017
Book Page	031374/000158
Instrument	35398

Lender

Name	WASHINGTON SVGS BK FSB
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 13, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 11 Cider Ln was $14,300, up 3.6% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,300.00 (+3.56%)	$1,478,800 (+8.38%) Land $376,600 Building $1,102,200	$1,060,061
2025	$13,808.00 (+4.23%)	$1,364,400 (+7.63%) Land $347,800 Building $1,016,600
2024	$13,247.00 (+3.71%)	$1,267,700 (+14.93%) Land $331,500 Building $936,200
2023	$12,773.00	$1,103,000 Land $288,700 Building $814,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Cider Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Cider Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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