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11 Chestnut St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 11 Chestnut St, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,416 sqft · built 1880
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Aug 2004)
Tax Bill$5,145 (2026)
Deeds & MortgagesOct 2020 Transfer
APN453801 04-2-16

Property Details

APN / Parcel Number

Primary APN453801 04-2-16
Alternative APN
  • 380100400000020160000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,416 sqft Living Area
1st Floor Area1,346 sqft
2nd Floor Area1,070 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions135 ft deep x 78 ft wide

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area615 sqft
PorchSlab
Porch Area908 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address11 CHESTNUT ST
CityWATERLOO
StateNY
Zip13165-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number16.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1037
Census Tract950600

Owner

11 Chestnut St is owned and occupied by an individual who acquired it in August 2020.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address11 CHESTNUT ST, WATERLOO, NY 13165-1015
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2004 · Amount on File
Deed SaleAug 19, 2004 · Amount on File
Deed Book / Page692 / 28
Last Transfer DateAug 20, 2020
Transfer Doc001020/250
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSENECA NY
Recording DateOct 29, 2020
Property Address11 CHESTNUT ST, WATERLOO, NY 13165-1015
Document Number001020/250
Book / Page1020 / 250
Instrument DateAug 20, 2020
Instrument50884
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 CHESTNUT ST, WATERLOO, NY 13165-1015

Tax Assessment & Valuation

The 2026 property tax bill for 11 Chestnut St was $5,145 with a homeowner's exemption, up 4.3% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,145.00 (+4.28%) Homeowner's exemption
2025$4,934.00$102,700 Land $14,000 Building $88,700$168,400 Land $22,956 Building $145,444
2023$102,700 Land $14,000 Building $88,700$144,648 Land $19,718 Building $124,930
2019$2,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11 Chestnut St; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people · EPA ID NY4901199
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CBN
Fixed Wireless · not low latency		100 / 100

May also be available: T-Mobile.

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