11 Chestnut St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 11 Chestnut St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,208 sqft · built 1958
Lot Size	0.141 acres (6,159 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Aug 2023)
Tax Bill	$4,159 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2017 Line of Credit
APN	`NHAM M:023A B:0119 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:023A B:0119 L:0001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,159 sqft (0.141 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 CHESTNUT ST
City	FLORENCE
State	MA
Zip	01062-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Legal Subdivision	NORTHAMPTON
Legal Block	119
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1008
Census Tract	821602

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 CHESTNUT ST, FLORENCE, MA 01062-1915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit FLORENCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Feb 1, 1980 · Amount on Record
Deed Book / Page	14942 / 239
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Aug 24, 2023
Property Address	11 CHESTNUT ST, NORTHAMPTON, MA 01062-1915
Document Number	014942-239
Book / Page	14942 / 239
Instrument Date	Aug 24, 2023
Instrument	13005
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 LINCOLN ST, NATICK, MA 01760-4721

Mortgage

Document Number	0000013006
Date	Aug 24, 2023
Instrument	13006

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	11 CHESTNUT ST, NORTHAMPTON, MA 01062-1915
Document Number	12718-193
Book / Page	012718 / 000193
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12718-193
Date	Aug 15, 2017
Book Page	012718/000193
Instrument	764

Lender

Name	FLORENCE BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,159.00 (-3.68%)	$298,600 (+9.54%) Land $133,600 Building $165,000	$400,615 (+46.47%)
2024			$273,505
2023	$4,318.00	$272,600 Land $117,700 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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