Westchester County and Rye City property record for 11 Chester Dr, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,334 sqft · built 1954 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,260,000 (Jul 2012) |
| Tax Bill | $42,295 (2026) |
| Deeds & Mortgages | May 2021 Line of Credit Dec 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-13-1-12 |
| Primary APN | 551400 153-13-1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,334 sqft Living Area |
| 1st Floor Area | 2,258 sqft |
| 2nd Floor Area | 2,076 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Colonial |
| Lot Area | 24,394 sqft (0.56 acres) |
| Street Address | 11 CHESTER DR |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | GREEN HAVEN ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 7500 |
11 Chester Dr is owned and occupied by two individuals who bought it in July 2012.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 CHESTER DR, RYE, NY 10580-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 3, 2018 | Grant Deed, Transfer JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2012 · Amount on File |
| Deed Sale | Jul 16, 2012 · Amount on File |
| Prior Sale | Sep 1, 2010 · Amount on File |
| Deed Document Number | 2012521783004 |
| Prior Transfer Date | Jun 26, 2012 |
| Prior Transfer Doc | 0521783004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 CHESTER DR, RYE, NY 10580-2203 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0611303071 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 611303071 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 CHESTER DR, RYE, NY 10580-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0603233755 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 603233755 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 CHESTER DR, RYE, NY 10580-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLEVEST AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0603233727 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 603233727 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 3, 2018 |
| Property Address | 11 CHESTER DR, RYE, NY 10580-2203 |
| Document Number | 0582753241 |
| Book / Page | 058275 / 003241 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 KILMER RD LARCHMONT NY 105382636, LARCHMONT, NY 10538-2636 |
| Document Number | 583063441 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 058306/003441 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 2, 2048 |
The 2026 property tax bill for 11 Chester Dr was $42,295, down 39.3% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye Neck Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,295.00 (-39.34%) | ||
| 2025 | $69,727.00 | $25,975 (-) Land $9,000 Building $16,975 | $2,201,271 (+6.78%) Land $762,712 Building $1,438,559 |
| 2024 | $25,975 (-) Land $9,000 Building $16,975 | $2,061,508 (+2.38%) Land $714,286 Building $1,347,222 | |
| 2023 | $25,975 Land $9,000 Building $16,975 | $2,013,565 Land $697,674 Building $1,315,891 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11 Chester Dr in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1978–2023) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Chester Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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