Middlesex County and Winchester Town property record for 11 Charles Rd, Winchester, MA 01890
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 968 sqft · built 1963 |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Feb 2015) |
| Tax Bill | $6,154 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:013 B:0671 L:0 |
| Primary APN | WINC M:013 B:0671 L:0 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 968 sqft Living Area |
| Gross Area | 1,452 sqft |
| Basement Area | 484 sqft |
| Unfinished Basement | 484 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 11 CHARLES RD |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-1112 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RG |
| Legal Subdivision | RESIDENCES WINCHESTER CONDO 43 |
| Legal Block | 671 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 338200 |
11 Charles Rd, a condominium, is owned and occupied by an individual who bought it in February 2015.
Source: Middlesex County and Winchester Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 CHARLES RD, WINCHESTER, MA 01890-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO |
| Mar 30, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2015 · Amount on File |
| Deed Sale | Feb 6, 2015 · Amount on File |
| Prior Sale | Mar 20, 2007 · Amount on File |
| Deed Book / Page | 64884 / 469 |
| Transfer Doc | 064884-469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 11 CHARLES RD, WINCHESTER, MA 01890-1112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079399-420 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 79399/420 |
| Instrument | 275084 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 11 CHARLES RD, WINCHESTER, MA 01890-1112 |
| Document Number | 72456-526 |
| Instrument Date | Mar 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11 CHARLES RD #11 WINCHESTER MA 018901112, 11, WINCHESTER, MA 01890-1112 |
| Document Number | 72456-526 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 072456/000526 |
| Instrument | 46312 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 11 Charles Rd was $6,154, up 10,889.3% from the year before.
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,154.00 (+10,889.29%) | $555,400 (+9.98%) Building $555,400 | $588,491 (+6.44%) |
| 2025 | $56.00 (-98.99%) | $505,000 (+3.55%) Building $505,000 | $552,900 |
| 2024 | $5,526.00 (-0.04%) | $487,700 (+4.1%) Building $487,700 | |
| 2023 | $5,528.00 | $468,500 Building $468,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Charles Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 113 units insured incl. 85 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Charles Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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