Bergen County and Upper Saddle River Borough property record for 11 Chapel Ln, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 661 sqft · built 1996 |
| Lot Size | 0.01 acres (416 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,485 (Jan 2019) |
| Tax Bill | $1,065 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01016-0000-00001-11-C0011 |
| Primary APN | 63-01016-0000-00001-11-C0011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 661 sqft Living Area |
| 1st Floor Area | 661 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 416 sqft (0.01 acres) |
| Street Address | 11 CHAPEL LN |
|---|---|
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CRESCENT VILLAGE CONDO |
| Legal Block | 1016 |
| Legal Lot Number | 1.11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 CHAPEL LN, 11, SADDLE RIVER, NJ 07458-2335 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAURA & JOSEPH LINHARES |
| Aug 21, 2018 | Deed of Trust, Mortgage ATS TITLE AGENCY, ATS TITLE AGCY |
| Jan 11, 2019 | Grant Deed, Transfer ATS TITLE AGENCY, ATS TITLE AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on Record |
| Deed Sale | Jan 11, 2019 · Amount on Record |
| Prior Sale | Nov 19, 1996 · Amount on Record |
| Deed Document Number | 20193116 |
| Deed Book / Page | 3154 / 480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 CHAPEL LN, UPPER SADDLE RIVER, NJ 07458-2335 |
| Document Number | 0031540495 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 11 CHAPEL LN UPPER SADDLE RIVER NJ 074582335, UPPER SADDLE RIVER, NJ 07458-2335 |
| Document Number | 0031540495 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 003154/000495 |
| Instrument | 3116 |
| Name | LAURA & JOSEPH LINHARES |
|---|---|
| Address | 690 SCHAEFER AVE, ORADELL, NJ 07649-2551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2049 |
| Rate | 3% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 CHAPEL LN, UPPER SADDLE RIVER, NJ 07458-2335 |
| Document Number | 0031540488 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Title Company | ATS TITLE AGENCY, ATS TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 11 CHAPEL LN #11 UPPER SADDLE RIVER NJ 074582335, 11, UPPER SADDLE RIVER, NJ 07458-2335 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 11, 2019 |
| Property Address | 11 CHAPEL LN, UPPER SADDLE RIVER, NJ 07458-2335 |
| Document Number | 0031540480 |
| Book / Page | 003154 / 000480 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 3116 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | ATS TITLE AGENCY, ATS TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $59.48 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CHAPEL LN UPPER SADDLE RIVER NJ 074582335, UPPER SADDLE RIVER, NJ 07458-2335 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,100 (-) Land $20,000 Building $21,100 | $41,100 (-) Land $20,000 Building $21,100 | |
| 2025 | $1,065.00 (+1.82%) | $41,100 (-) Land $20,000 Building $21,100 | $41,100 (-) Land $20,000 Building $21,100 |
| 2024 | $1,046.00 (+2.95%) | ||
| 2023 | $41,100 Land $20,000 Building $21,100 | $41,100 Land $20,000 Building $21,100 | |
| 2022 | $1,016.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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