11 Central St, Newport, RI 02840 Property Records

Newport City property record for 11 Central St, Newport, RI 02840

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	14 bd · 4 ba · 3,655 sqft · built 1850
Lot Size	0.271 acres (11,822 sqft)
Owner	Individual Name on File
Last Sale	$273,000 (May 2011)
Tax Bill	$7,794 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04040`

Property Details

APN / Parcel Number

Primary APN	`R04040`
Alternative APN	`NEWP M:021 B:0056`

Interior

Bedrooms	14 Beds
Full Baths	4 Baths
Total Rooms	36 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,655 sqft Living Area
Gross Area	6,262 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,822 sqft (0.271 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R04040
Street Address	11 CENTRAL ST
City	NEWPORT
State	RI
Zip	02840-7728
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R10
Legal Block	56
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	3
Census Block	3004
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kay Street-Catherine Street-Old Beach Road Historic District (Boundary Decrease) listed 2018 · 536 contributing resources · NRIS 73000052

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11 Central St, a residential property, is owned by an individual who bought it in May 2011.

Source: Newport City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 883, NEWPORT, RI 02840-0008
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 18, 2017	Quit Claim Deed, Transfer · VA Mortgage NOT AVAILABLE NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2011 · Amount on File
Deed Sale	May 20, 2011 · Amount on File
Prior Sale	Dec 15, 2010 · Amount on File
Deed Book / Page	2172 / 311
Transfer Doc	2684-305
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	11 CENTRAL ST, NEWPORT, RI 02840-7728
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002987-56
Date	Apr 7, 2021
Book Page	2987/56
Instrument	135427

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWPORT RI
Recording Date	Jul 18, 2017
Property Address	11 CENTRAL ST, NEWPORT, RI 02840-7728
Document Number	2684-305
Book / Page	002684 / 000305
Instrument Date	Jul 11, 2017
Instrument	112336
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CENTRAL ST NEWPORT RI 028407728, NEWPORT, RI 02840-7728

Mortgage

Document Number	2685-1
Date	Jul 18, 2017
Book Page	002685/000001
Instrument	112337

Lender

Name	NOT AVAILABLE NOT AVAILABLE
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11 Central St was $7,794.

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,794.00	$897,000 Land $289,100 Building $607,900	$1,989,838
2023	$7,036.00 (+3.23%)	$709,300 (-) Land $204,300 Building $505,000
2022	$6,816.00	$709,300 Land $204,300 Building $505,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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