11 Central St, Bellingham, MA 02019 Property Records

Norfolk County and Bellingham Town property record for 11 Central St, Bellingham, MA 02019

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,260 sqft · built 1946
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Nov 2020)
Tax Bill$4,491 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNBELL M:0094 B:0258 L:0000

Property Details

APN / Parcel Number

Primary APNBELL M:0094 B:0258 L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,260 sqft Living Area
Gross Area3,168 sqft
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address11 CENTRAL ST
CityBELLINGHAM
StateMA
Zip02019-2530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block258
JurisdictionBELLINGHAM MA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2002
Census Tract443103

Owner

11 Central St is owned and occupied by two individuals who bought it in November 2020.

Source: Norfolk County and Bellingham Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address11 CENTRAL ST, BELLINGHAM, MA 02019-2530
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2020 · Amount on File
Deed SaleNov 23, 2020 · Amount on File
Deed Document Number2020131356
Deed Book / Page38648 / 460
Prior Transfer DateNov 20, 2020
Prior Transfer Doc38648-460
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELLINGHAM MA
Recording DateNov 23, 2020
Property Address11 CENTRAL ST, BELLINGHAM, MA 02019-2530
Document Number38648-460
Book / Page38648 / 460
Instrument DateNov 20, 2020
Instrument131356
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 CENTRAL ST, BELLINGHAM, MA 02019-2530

Mortgage

Document Number131357
DateNov 23, 2020
Instrument131357
Lender
NameMILFORD FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 11 Central St was $4,491, up 3.3% from the year before.

Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionBellingham Town
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,491.00 (+3.29%)$362,500 (+4.71%) Land $134,900 Building $227,600$447,355 (-)
2025$4,348.00 (+3.8%)$346,200 (+6.29%) Land $124,700 Building $221,500$447,355 (+4.6%)
2024$4,189.00 (+4.28%)$325,700 (+5.82%) Land $113,900 Building $211,800$427,690
2023$4,017.00$307,800 Land $108,500 Building $199,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Central St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims3 (2023–2024)
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Central St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLINGHAM DPW WATER SEWER DIVISION
serves 16,556 people · EPA ID MA2025000
Water SourceGroundwater
Last State InspectionMar 2023
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Cox Communications, T-Mobile.

Nearby Properties on Central St

Nearby Streets

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