Suffolk County and Smithtown Town property record for 11 Cedar St, Commack, NY 11725 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Sep 2002) |
| Tax Bill | $14,893 (2024) |
| Deeds & Mortgages | Feb 2023 Refinance Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 151.-1-25 |
| Primary APN | 473489 151.-1-25 |
|---|---|
| Alternative APNs |
|
| Lot Area | 17,860 sqft (0.41 acres) |
|---|
| Street Address | 11 CEDAR ST |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-862026 TC-54 P/L 18 & 30 & DESCRIBED PWASHINGTON MNR B3 L16,17, |
| Legal Subdivision | MAP OF WASHINGTON MANOR SECTION ONE |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 135208 |
Source: Suffolk County and Smithtown Town records · APN 473489 151.-1-25
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 CEDAR ST, COMMACK, NY 11725-4801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Aug 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Oct 08, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA |
| May 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2002 · Amount on Record |
| Deed Sale | Sep 20, 2002 · Amount on Record |
| Deed Book / Page | 12210 / 219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 CEDAR ST, COMMACK, NY 11725-4801 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234800840 |
|---|---|
| Date | Feb 04, 2023 |
| Book Page | 23480/840 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 CEDAR ST, COMMACK, NY 11725-4801 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233140006 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 23314/6 |
| Instrument | DM029805 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 CEDAR ST, COMMACK, NY 11725-4801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230670945 |
|---|---|
| Date | Oct 08, 2019 |
| Book Page | 23067/945 |
| Instrument | DK023730 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 CEDAR ST, COMMACK, NY 11725-4801 |
| Document Number | 0229270052 |
| Instrument Date | May 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 270 MOUNT PLEASANT RD HAUPPAUGE NY 117882743, HAUPPAUGE, NY 11788-2743 |
| Document Number | 0229270052 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 022927/000052 |
| Name | MR COOPER |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2048 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Hauppauge Union Free School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,504 (-) Land $260 Building $7,244 | $938,000 (+10,775.36%) Land $32,500 Building $905,500 | |
| 2024 | $14,893.00 | ||
| 2023 | $7,504 Land $260 Building $7,244 | $8,625 Land $299 Building $8,326 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031352082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1999, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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