11 Cedar St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 11 Cedar St, Belfast, ME 04915

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,066 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,300 (Apr 2016)
Tax Bill	$7,095 (2025)
Deeds & Mortgages	Oct 2022 Refinance Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:011 L:241`

Property Details

APN / Parcel Number

Primary APN	`BELF M:011 L:241`
Alternative APN	`1879`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,066 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1879
Street Address	11 CEDAR ST
City	BELFAST
State	ME
Zip	04915-6507
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	241
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	3
Census Block	3055
Census Tract	43000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belfast Historic District (Additional Documentation) listed 1986 · 69 contributing resources · NRIS 86002733

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Waldo County and Belfast City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 CEDAR ST, BELFAST, ME 04915-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2016 · Amount on Record
Deed Sale	Apr 8, 2016 · Amount on Record
Prior Sale	Jul 5, 2012 · Amount on Record
Deed Document Number	20162549
Deed Book / Page	4049 / 334
Transfer Doc	04049/0334
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	11 CEDAR ST, BELFAST, ME 04915-6507
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004848/170
Date	Oct 3, 2022
Book Page	4848/170
Instrument	2022-9278

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	265 Months
Due	Nov 1, 2044

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	11 CEDAR ST, BELFAST, ME 04915-6507
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004735/172
Date	Nov 17, 2021
Book Page	4735/172
Instrument	2021-12843

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2031

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	11 CEDAR ST, BELFAST, ME 04915-6507
Document Number	0043080255
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CEDAR ST BELFAST ME 049156507, BELFAST, ME 04915-6507

Mortgage

Document Number	0043080255
Date	Sep 20, 2018
Book Page	004308/000255
Instrument	9167

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BELFAST, ME 04915

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Sep 19, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,095.00 (-11.68%)	$434,200 (-16.76%) Land $152,200 Building $282,000
2024	$8,033.00 (+31.95%)	$521,600 (+72.2%) Land $169,100 Building $352,500
2023	$6,088.00 (-2.07%)	$302,900 (+4.27%) Land $98,000 Building $204,900
2022	$6,217.00	$290,500 Land $98,000 Building $192,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (1987–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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