Worcester County and Gardner City property record for 11 Carter Rd, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,259 sqft · built 1796 |
| Lot Size | 3.52 acres (153,654 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Nov 2004) |
| Tax Bill | $37 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:W27 B:4 L:13 |
| Primary APN | GARD M:W27 B:4 L:13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,259 sqft Living Area |
| Gross Area | 2,645 sqft |
| Year Built | Built 1796 |
|---|---|
| Effective Year Built | Effective 1796 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 153,654 sqft (3.52 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 11 CARTER RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:W27 B:4 L:13
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 CARTER RD, GARDNER, MA 01440-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2004 · Amount on Record |
| Deed Sale | Nov 19, 2004 · Amount on Record |
| Deed Document Number | 2004210973 |
| Deed Book / Page | 35113 / 144 |
| Record Updated | Jun 08, 2026 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37.00 (-98.99%) | $262,700 (+7.09%) Land $97,800 Building $164,900 | $275,500 |
| 2024 | $3,677.00 (+2.51%) | $245,300 (+10.3%) Land $90,000 Building $155,300 | |
| 2023 | $3,587.00 | $222,400 Land $86,600 Building $135,800 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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