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11 Cardona Ct, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 11 Cardona Ct, Westerlo, NY 12193

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,326 sqft · built 1975
Lot Size6 acres (261,360 sqft)
Owner2 Individual Names on Record
Tax Bill$9,996 (2026)
Deeds & MortgagesAug 2019 Mortgage
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN013800 140.-1-22.10

Property Details

APN / Parcel Number

Primary APN013800 140.-1-22.10
Alternative APNs
  • 380014000000010220100000
  • 14000000010220100000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,326 sqft Living Area
1st Floor Area1,624 sqft
Upper Floors Area702 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area261,360 sqft (6 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area893 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number14000000010220100000
Street Address11 CARDONA CT
CityWESTERLO
StateNY
Zip12193-2500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRDA
Legal Block1
Legal Lot Number22.010
JurisdictionALBANY NY
Township / Civil DivisionWESTERLO
Census Block Group1
Census Block1033
Census Tract14803

Owner

Source: Albany County and Westerlo Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address11 CARDONA CT, WESTERLO, NY 12193-2500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Jul 17, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 2, 2001
Transfer Doc2695000063
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address11 CARDONA CT, WESTERLO, NY 12193-2500
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016536
DateAug 14, 2019
InstrumentR2019-16536
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBANY NY
Recording DateJul 17, 2018
Property Address11 CARDONA CT, WESTERLO, NY 12193-2500
Document Number0020185721
Book / Page002018 / 015721
Instrument DateJul 12, 2018
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 CARDONA CT WESTERLO NY 121932500, WESTERLO, NY 12193-2500

Tax Assessment & Valuation

Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionWesterlo Town
Unified School DistrictGreenville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,996.00
2025$3,000 (-) Land $500 Building $2,500$517,241 (+10.33%) Land $86,207 Building $431,034
2023$3,000 Land $500 Building $2,500$468,800 Land $78,133 Building $390,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2005–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Cable		400 / 25
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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