11 Cardinal Ct, West Warwick, RI 02893 Property Records

West Warwick Town property record for 11 Cardinal Ct, West Warwick, RI 02893

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 1,793 sqft · built 1996
Owner	2 Trust Names on File
Last Sale	$325,000 (Jan 2019)
Tax Bill	$6,842 (2025)
Deeds & Mortgages	Mar 2022 Refinance Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-1728-30`

Property Details

APN / Parcel Number

Primary APN	`19-1728-30`
Alternative APNs	`WWAR 037-0407-0-079` `037=0407=0=079`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,793 sqft Living Area
Gross Area	5,002 sqft
Basement Area	2,075 sqft
Unfinished Basement	2,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19-1728-30
Street Address	11 CARDINAL CT
City	WEST WARWICK
State	RI
Zip	02893-1983
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-10
Legal Subdivision	RIVER FARMS
Jurisdiction	WEST WARWICK RI
Township / Civil Division	WEST WARWICK
Census Block Group	2
Census Block	2015
Census Tract	20500

Owner

11 Cardinal Ct, a condominium, is owner-occupied and held in a trust since April 2019.

Source: West Warwick Town records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	11 CARDINAL CT, WEST WARWICK, RI 02893-1983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK RHODE ISLAND
Apr 16, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jan 4, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Prior Sale	Aug 10, 2004 · Amount on File
Deed Document Number	20192484-62
Last Transfer Date	Apr 2, 2019
Transfer Doc	0024841458
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST WARWICK RI
Property Address	11 CARDINAL CT, WEST WARWICK, RI 02893-1983
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024871251
Date	Mar 10, 2022
Instrument	2487-1251

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2062

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Apr 16, 2019
Property Address	11 CARDINAL CT, WEST WARWICK, RI 02893-1983
Document Number	0000001458
Instrument Date	Apr 2, 2019
Instrument	1458
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CARDINAL CT WEST WARWICK RI 028931983, WEST WARWICK, RI 02893-1983

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Jan 4, 2019
Property Address	11 CARDINAL CT, WEST WARWICK, RI 02893-1983
Document Number	0000000062
Instrument Date	Jan 4, 2019
Instrument	62
Transaction Type	Transfer
Record Updated	Jan 22, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CARDINAL CT WEST WARWICK RI 028931983, WEST WARWICK, RI 02893-1983

Mortgage

Document Number	63
Date	Jan 4, 2019
Instrument	63

Lender

Name	FIRST HM MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11 Cardinal Ct was $6,842.

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	West Warwick Town
Unified School District	West Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,842.00	$478,800 Building $478,800	$501,030
2023	$6,696.00	$365,500 Building $365,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Cardinal Ct in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	35 (2001–2024)
Claims Outside the SFHA	2 of 35
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims Severe Storms And Flooding, Mar 2010 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Cardinal Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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