Worcester County and Sterling Town property record for 11 Calvins Ln, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,672 sqft · built 1997 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $225,000 (Jan 1997) |
| Tax Bill | $9,385 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00023 L:00010 |
| Primary APN | STER M:00023 L:00010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Living Area |
| Gross Area | 5,538 sqft |
| Basement Area | 1,324 sqft |
| Unfinished Basement | 1,324 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,836 sqft (1.19 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 11 CALVINS LN |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRF |
| Legal Lot Number | 10 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 719100 |
Source: Worcester County and Sterling Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 11 CALVINS LN, STERLING, MA 01564-2213 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Dec 31, 2018 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 1997 · Amount on Record |
| Deed Sale | Jan 24, 1997 · Amount on Record |
| Last Transfer Date | Mar 17, 2025 |
| Transfer Doc | 071748-195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 11 CALVINS LN, STERLING, MA 01564-2213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64719-230 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 64719/230 |
| Instrument | 38052 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 11 CALVINS LN, STERLING, MA 01564-2213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59890-376 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 59890/376 |
| Instrument | 138263 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 469 Months |
| Due | Jan 1, 2058 |
Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,385.00 (+1.79%) | $747,800 (+4.47%) Land $183,300 Building $564,500 | $645,905 (-) |
| 2025 | $9,220.00 (+1.14%) | $715,800 (+4.51%) Land $158,500 Building $557,300 | $645,905 (+0.86%) |
| 2024 | $9,116.00 (+9.48%) | $684,900 (+17.62%) Land $153,200 Building $531,700 | $640,395 |
| 2023 | $8,327.00 | $582,300 Land $145,300 Building $437,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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