Middlesex County and Sudbury Town property record for 11 Cakebread Dr, Sudbury, MA 01776
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,056 sqft · built 1969 |
| Lot Size | 1.61 acres (70,493 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $820,000 (Jun 2005) |
| Tax Bill | $19,279 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Jan 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SUDB D-07-00430 |
| Primary APN | SUDB D-07-00430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,056 sqft Living Area |
| Gross Area | 5,945 sqft |
| Basement Area | 291 sqft |
| Unfinished Basement | 291 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 70,493 sqft (1.61 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 11 CAKEBREAD DR |
|---|---|
| City | SUDBURY |
| State | MA |
| Zip | 01776-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Jurisdiction | SUDBURY MA |
| Township / Civil Division | SUDBURY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 365100 |
Source: Middlesex County and Sudbury Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 CAKEBREAD DR, SUDBURY, MA 01776-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · ARM VILLAGE BANK |
| Jan 22, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA |
| Jun 17, 2019 | Deed of Trust, Mortgage · Balloon Mortgage ENTERPRISE BANK & TRUST CO |
| Mar 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Mar 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2005 · Amount on Record |
| Deed Sale | Jun 15, 2005 · Amount on Record |
| Deed Document Number | 2005122525 |
| Deed Book / Page | 45388 / 520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUDBURY MA |
| Property Address | 11 CAKEBREAD DR, SUDBURY, MA 01776-1205 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080785-114 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 80785/114 |
| Instrument | 148808 |
| Name | VILLAGE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Type Change Date | Oct 1, 2029 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUDBURY MA |
| Property Address | 11 CAKEBREAD DR, SUDBURY, MA 01776-1205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70535-72 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 70535/72 |
| Instrument | 9656 |
| Name | SANTANDER BANK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUDBURY MA |
| Property Address | 11 CAKEBREAD DR, SUDBURY, MA 01776-1205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72768-570 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 72768/570 |
| Instrument | 82086 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUDBURY MA |
| Property Address | 11 CAKEBREAD DR, SUDBURY, MA 01776-1205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74285-512 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 74285/512 |
| Instrument | 38423 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUDBURY MA |
| Property Address | 11 CAKEBREAD DR, SUDBURY, MA 01776-1205 |
| Document Number | 72355-398 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 CAKEBREAD DR SUDBURY MA 017761205, SUDBURY, MA 01776-1205 |
| Document Number | 72355-398 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 072355/000398 |
| Instrument | 34259 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Sudbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Sudbury Town |
| Secondary School District | Lincoln-Sudbury School District (09 - 12) |
| Elementary School District | Sudbury School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,279.00 (+1.76%) | $1,351,000 (+4.4%) Land $571,200 Building $779,800 | $1,389,218 (-0.66%) |
| 2025 | $18,946.00 (+3.64%) | $1,294,100 (+3.42%) Land $560,400 Building $733,700 | $1,398,495 (+4.89%) |
| 2024 | $18,281.00 (-1.49%) | $1,251,300 (+6.34%) Land $544,400 Building $706,900 | $1,333,325 |
| 2023 | $18,557.00 | $1,176,700 Land $487,600 Building $689,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUDBURY WATER DISTRICT serves 18,416 people · EPA ID MA3288000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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