11 Buds Ln, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 11 Buds Ln, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,656 sqft · built 1995
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$295,300 (Jan 2021)
Tax Bill	$5,241 (2025)
Deeds & Mortgages	Jul 2022 Refinance Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0142C 000000`

Property Details

APN / Parcel Number

Primary APN	`0142C 000000`
Alternative APNs	`GRAY M:034 B:014 L:002-003` `597`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,656 sqft Living Area
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	597
Street Address	11 BUDS LN
City	GRAY
State	ME
Zip	04039-7768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	MORRISON S HILL NBRHD
Legal Block	14
Legal Lot Number	2-3
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	3
Census Block	3009
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 BUDS LN, GRAY, ME 04039-7768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Jan 4, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Feb 8, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Aug 13, 2013 · Amount on Record
Deed Document Number	2021120
Deed Book / Page	37648 / 243
Prior Transfer Date	Dec 31, 2020
Prior Transfer Doc	0376480243
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	11 BUDS LN, GRAY, ME 04039-7768
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0396050278
Date	Jul 27, 2022
Book Page	39605/278
Instrument	38370

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Jan 4, 2021
Property Address	11 BUDS LN, GRAY, ME 04039-7768
Document Number	0376480243
Book / Page	37648 / 243
Instrument Date	Dec 31, 2020
Instrument	120
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BUD LN, GRAY, ME 04039-7768

Mortgage

Document Number	0000000121
Date	Jan 4, 2021
Instrument	121

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	11 BUDS LN, GRAY, ME 04039-7768
Document Number	0338270312
Book / Page	033827 / 000312
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BUD LN GRAY ME 040397768, GRAY, ME 04039-7768

Mortgage

Document Number	0338270312
Date	Feb 16, 2017
Book Page	033827/000312
Instrument	7475

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,241.00 (+28.11%)	$541,400 (+100.89%) Land $120,000 Building $421,400
2023	$4,091.00 (+8.8%)	$269,500 (-) Land $55,000 Building $214,500
2022	$3,760.00	$269,500 Land $55,000 Building $214,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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