11 Bridgeway Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 11 Bridgeway Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,428 sqft · built 2014
Lot Size	0.167 acres (7,292 sqft)
Owner	Individual Name on File
Tax Bill	$17,897 (2024)
Deeds & Mortgages	Dec 2025 Sale Feb 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-3S-18-16201-000-0010`

Property Details

APN / Parcel Number

Primary APN	`21-3S-18-16201-000-0010`
Alternative APN	`1038445`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	4,428 sqft Living Area
Gross Area	5,323 sqft
Flooring	Hardwood
Interior Walls	Paneling
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,292 sqft (0.167 acres)
Garage Type	Finished
Garage Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	495 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1038445
Street Address	11 BRIDGEWAY LN
City	INLET BEACH
State	FL
Zip	32461-8510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 WATERSOUND BRIDGES PH 2 PB 14-99 OR 2392-534 OR 2590-192 OR 2430-1706 OR 2856-4431 OR 3061-787 OR 3344-3026
Legal Range	18W
Legal Township	03S
Legal Section	21
Legal Subdivision	WATERSOUND BRIDGES
Legal Phase	2
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

11 Bridgeway Ln is owned and occupied by an individual who acquired it in December 2025.

Source: Walton County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11 BRIDGEWAY LN, WATERSOUND, FL 32461-8510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 12, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Dec 28, 2017	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025
Deed Sale	Dec 19, 2025
Prior Sale	Dec 13, 2024
Deed Document Number	20250046996
Deed Book / Page	3381 / 3116
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 19, 2025
Property Address	11 BRIDGEWAY LN, INLET BEACH, FL 32461-8510
Document Number	0033813116
Book / Page	3381 / 3116
Map Reference	MB 14 PG 99&99A&99B
Instrument Date	Dec 11, 2025
Instrument	20250046996
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 CENTERVIEW DR STE 140, 140, BRENTWOOD, TN 37027-2726

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 BRIDGEWAY LN, WATERSOUND, FL 32461-8510

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	11 BRIDGEWAY LN, INLET BEACH, FL 32461-8510
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BRIDGEWAY LN, WATERSOUND, FL 32461-8510

Mortgage

Document Number	0031824546
Date	Feb 12, 2021
Book Page	3182/4546
Instrument	20210006802

Lender

Name	COGENT BANK
Type	Bank
Address	ASHLAND CITY, TN 37015

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 13, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	11 BRIDGEWAY LN, INLET BEACH, FL 32461-8510
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032264751
Date	Nov 24, 2021
Book Page	3226/4751
Instrument	20210058524

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	11 BRIDGEWAY LN, INLET BEACH, FL 32461-8510
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	BLUE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BRIDGEWAY LN, WATERSOUND, FL 32461-8510

Mortgage

Document Number	0032152033
Date	Sep 9, 2021
Book Page	3215/2033
Instrument	20210045143

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 28, 2017
Property Address	11 BRIDGEWAY LN, INLET BEACH, FL 32461-8510
Document Number	0030610787
Book / Page	3061 / 0787
Map Reference	MB14 PG99,99A&99B
Instrument Date	Dec 27, 2017
Instrument	2017000042491
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 BRIDGE WATER LN, 72, ROSEMARY BEACH, FL 32461-8501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5021 HIGHPOINT RD, PLEASANT VIEW, TN 37146-8205

Mortgage

Document Number	2017000042492
Date	Dec 28, 2017
Instrument	2017000042492

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,686,869 Land $652,000 Building $3,034,869	$3,686,869 Land $652,000 Building $3,034,869
2024	$17,897.00 (+3.61%)
2023	$17,274.00 (+1.04%) Homeowner's exemption	$3,821,828 (+9.09%) Land $651,674 Building $3,170,154	$3,821,828 (+9.09%) Land $651,674 Building $3,170,154
2022	$17,096.00 Homeowner's exemption	$3,503,506 Land $723,358 Building $2,780,148	$3,503,506 Land $723,358 Building $2,780,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Bridgeway Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Bridgeway Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Wildstar Networks.

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