11 Bowie St, Santo, TX 76472 Property Records

Palo Pinto County property record for 11 Bowie St, Santo, TX 76472

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 1935
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$254,863 (Dec 2023)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R000015458`

Property Details

APN / Parcel Number

Primary APN	`R000015458`
Alternative APN	`115290000`

Interior

Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	13,983 sqft (0.321 acres)
Porch	Porch
Porch Area	224 sqft

Location & Zoning

Account Number	R000015458
Street Address	11 BOWIE ST
City	SANTO
State	TX
Zip	76472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANTO CROUCH #1 BLK 1 LTS 13 & 14 --- G#C0750-01-00010-013-00-0 --- F6 SERVICES, LLC
Legal Subdivision	SANTO CROUCH #1
Legal Block	1
Legal Lot Number	13,14
Jurisdiction	PALO PINTO TX
Township / Civil Division	PALO PINTO-SANTO
Census Block Group	2
Census Block	2015
Census Tract	300

Owner

11 Bowie St is owned and occupied by two individuals who bought it in December 2023.

Source: Palo Pinto County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 BOWIE ST, SANTO, TX 76472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 18, 2023	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 1, 2023	Warranty Deed, Transfer
Nov 3, 2022	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Prior Sale	Jun 1, 2023
Deed Document Number	20236755
Deed Book / Page	2526 / 286
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	11 BOWIE ST, SANTO, TX 76472
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BOWIE ST, SANTO, TX 76472

Mortgage

Document Number	002610/488
Date	Sep 8, 2025
Book Page	2610/488
Instrument	2025-00005198

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jan 1, 2054

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Dec 18, 2023
Property Address	11 BOWIE ST, SANTO, TX 76472
Document Number	002526/286
Book / Page	2526 / 286
Map Reference	VOL 1 PG 78
Instrument Date	Dec 14, 2023
Instrument	2023-00006755
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BOWIE ST, SANTO, TX 76472

Mortgage

Document Number	202300006756
Date	Dec 18, 2023
Instrument	2023-00006756

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO PINTO TX
Recording Date	Jun 1, 2023
Property Address	11 BOWIE ST, SANTO, TX 76472
Document Number	0002500/89
Book / Page	2500 / 89
Map Reference	VOL 1 PG 78
Instrument Date	May 31, 2023
Instrument	2023-00002971
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 BOWIE ST, SANTO, TX 76472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 512, SANTO, TX 76472-0512

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Nov 3, 2022
Property Address	11 BOWIE ST, SANTO, TX 76472
Document Number	002473/542
Book / Page	2473 / 542
Map Reference	VOL 1 PG 78
Instrument Date	Nov 2, 2022
Instrument	2022-00007632
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 242, SANTO, TX 76472-0242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 242, SANTO, TX 76472-0242
Investor	Possibly a Property Investor

Mortgage

Document Number	202200007633
Date	Nov 3, 2022
Instrument	2022-00007633

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 11 Bowie St was $4,246, up 5.9% from the year before.

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Santo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,246.00 (+5.89%)	$235,310 Land $43,910 Building $191,400	$235,310 Land $43,910 Building $191,400
2024	$4,010.00
2023		$163,170 Land $35,630 Building $127,540	$163,170 Land $35,630 Building $127,540
2018	$343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Bowie St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Bowie St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTO SUD serves 3,546 people · EPA ID TX1820010
Water Source	Purchased surface water from CITY OF MINERAL WELLS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Cirra Networks, Optimum.

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