11 Bluff Dr, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 11 Bluff Dr, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,459 sqft · built 1995
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Tax Bill	$3,975 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:8 L:45-5`

Property Details

APN / Parcel Number

Primary APN	`STAN M:8 L:45-5`
Alternative APNs	`M:8 L:45=5` `B3313R`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,459 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	B3313R
Street Address	11 BLUFF DR
City	STEEP FALLS
State	ME
Zip	04085-6854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Subdivision	PINE BLUFF
Legal Lot Number	45-5
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1006
Census Tract	17004

Owner

11 Bluff Dr is owned and occupied by an individual.

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	11 BLUFF DR, STEEP FALLS, ME 04085-6854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Line of Credit EVERGREEN CU
Mar 6, 2019	Deed of Trust, Mortgage EVERGREEN CU
Jan 17, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	11 BLUFF DR, STEEP FALLS, ME 04085-6854
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0403770234
Date	Sep 25, 2023
Book Page	40377/234
Instrument	34121

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	11 BLUFF DR, STEEP FALLS, ME 04085-6854
Document Number	0355070001
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BLUFF DR STEEP FALLS ME 040856854, STEEP FALLS, ME 04085-6854

Mortgage

Document Number	0355070001
Date	Mar 11, 2019
Book Page	035507/000001
Instrument	9668

Lender

Name	EVERGREEN CU
Type	Credit Union
Address	PORTLAND, ME 04103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	Jan 17, 2019
Property Address	11 BLUFF DR, STEEP FALLS, ME 04085-6854
Document Number	0354150086
Book / Page	035415 / 000086
Instrument Date	Jan 11, 2019
Instrument	2364
Transaction Type	Transfer
Record Updated	Feb 8, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BLUFF DR STEEP FALLS ME 040856854, STEEP FALLS, ME 04085-6854

Tax Assessment & Valuation

The 2025 property tax bill for 11 Bluff Dr was $3,975, up 5.5% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,975.00 (+5.52%)	$320,600 (+7.22%) Land $84,700 Building $235,900
2024	$3,767.00 (+6.29%)	$299,000 (+16.84%) Land $78,500 Building $220,500
2023	$3,544.00 (+6.04%)	$255,900 (+10.64%) Land $67,900 Building $188,000
2022	$3,342.00	$231,300 Land $60,400 Building $170,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11 Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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