11 Blair Ln, Elkton, MD 21921 Property Records

Cecil County property record for 11 Blair Ln, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,728 sqft · built 2005
Lot Size	0.573 acres (24,960 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Jun 2018)
Tax Bill	$7,865 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-016915`

Property Details

APN / Parcel Number

Primary APN	`02-016915`
Alternative APNs	`2016915` `016915`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,728 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,960 sqft (0.573 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	958 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	530 sqft
Deck Area	50 sqft
Patio Area	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016915
Street Address	11 BLAIR LN
City	ELKTON
State	MD
Zip	21921-8013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 18 - .573 ACRE 11 BLAIR LANE BLAIR SHORE
Legal Subdivision	BLAIR SHORE
Legal Lot Number	18
Jurisdiction	CECIL MD
Township / Civil Division	2, CHESAPEAKE CITY
Census Block Group	1
Census Block	1001
Census Tract	30200

Owner

11 Blair Ln is owned and occupied by two individuals who bought it in June 2018.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 BLAIR LN, ELKTON, MD 21921-8013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 6, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 8, 2018	Grant Deed, Transfer · Conventional Mortgage EILEEN V PALMER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Apr 10, 2002 · Amount on File
Deed Book / Page	4255 / 112
Transfer Doc	0000253479
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	11 BLAIR LN, ELKTON, MD 21921-8013
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BLAIR LN, ELKTON, MD 21921-8013

Mortgage

Document Number	0051050362
Date	Feb 15, 2022
Book Page	5105/362

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jan 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	11 BLAIR LN, ELKTON, MD 21921-8013
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046510289
Date	Aug 6, 2020
Book Page	4651/289

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jun 8, 2018
Property Address	11 BLAIR LN, ELKTON, MD 21921-8013
Document Number	0042550112
Book / Page	004255 / 000112
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	GLOBAL TITLE COMPANY, GLOBAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 BLAIR LN ELKTON MD 219218013, ELKTON, MD 21921-8013

Mortgage

Document Number	42550117
Date	Jun 8, 2018
Book Page	004255/000117

Lender

Name	EILEEN V PALMER
Address	320 MAGNOLIA ST, KENNETT SQUARE, PA 19348-3218
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 7, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 11 Blair Ln was $7,865 with a homeowner's exemption, up 3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,865.00 (+3.04%) Homeowner's exemption	$723,833	$753,200 Land $287,400 Building $465,800
2025	$7,633.00 Homeowner's exemption
2023	$6,405.00 Homeowner's exemption	$665,100 Land $287,400 Building $377,700	$665,100 Land $287,400 Building $377,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Blair Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	45 (1978–2024)
Claims Outside the SFHA	4 of 45
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Blair Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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