11 Bennett St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 11 Bennett St, Lowell, MA 01850

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 1,893 sqft · built 1986
Lot Size0.197 acres (8,611 sqft)
Owner2 Individual Names on File
Last Sale$86,500 (Dec 1992)
Tax Bill$4,766 (2026)
Deeds & MortgagesJun 2025 Line of Credit
May 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNF08020

Property Details

APN / Parcel Number

Primary APNF08020
Alternative APNs
  • LOWE M:197 B:520 L:11 U:1
  • M:000197 T:F08020

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,893 sqft Living Area
Gross Area3,054 sqft
1st Floor Area944 sqft
Basement Area887 sqft
Unfinished Basement887 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,611 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberF08020
Street Address11 BENNETT ST
CityLOWELL
StateMA
Zip01850-2208
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTTF
Legal Block520
Legal Lot Number11
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3013
Census Tract310200

Owner

11 Bennett St, a condominium, is owned and occupied by two individuals who bought it in December 1992.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address11 BENNETT ST, LOWELL, MA 01850-2208
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2025Deed of Trust, Mortgage · Line of Credit
JEANNE D ARC CU
May 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
JEANNE D ARC CU
Apr 17, 2018Deed of Trust, Mortgage · Line of Credit
JEANNE D'ARC CU
May 8, 2017Deed of Trust, Mortgage · Conventional with PMI
JEANNE D'ARC CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 1992 · Amount on File
Deed SaleDec 31, 1992 · Amount on File
Prior SaleJan 24, 1990 · Amount on File
Deed Book / Page6287 / 226
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address11 BENNETT ST, LOWELL, MA 01850-2208
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039317-64
DateJun 16, 2025
Book Page39317/64
Instrument18028
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueJul 1, 2045

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address11 BENNETT ST, LOWELL, MA 01850-2208
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34158-204
DateMay 26, 2020
Book Page34158/204
Instrument22015
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address11 BENNETT ST, LOWELL, MA 01850-2208
Document Number32059-40
Instrument DateApr 17, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32059-40
DateMay 9, 2018
Book Page032059/000040
Instrument520
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 8, 2038
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address11 BENNETT ST, LOWELL, MA 01850-2208
Document Number31109-44
Book / Page031109 / 000044
Instrument DateMay 8, 2017
Transaction TypeMortgage
Record UpdatedMay 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number31109-44
DateMay 12, 2017
Book Page031109/000044
Instrument19170
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 11 Bennett St was $4,766, up 5.1% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,766.00 (+5.14%)$419,900 (+6.33%) Building $419,900$403,932 (+8.22%)
2025$4,533.00 (+6.11%)$394,900 (+10.09%) Building $394,900$373,255 (+8.42%)
2024$4,272.00 (+8.54%)$358,700 (+13.19%) Building $358,700$344,280
2023$3,936.00$316,900 Building $316,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Bennett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Bennett St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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