St. Charles County property record for 11 Bell Tower Ct, Saint Charles, MO 63304 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,862 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $281,100 (2017) |
| Tax Bill | $4,309.00 (2024) |
| Primary APN | A953000284 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,862 sqft Living Area |
| Gross Area | 4,068 sqft Gross Area |
| 1st Floor | 1,266 sqft 1st Floor |
| Basement Area | 996 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Unfinished Basement | 396 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,939 sqft (0.32 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 810 sqft Garage |
| Patio Area | 80 sqft Patio |
| Porch | Open Porch |
| Porch Area | 65 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A953000284 |
|---|---|
| Street Address | 11 BELL TOWER CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1021 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO EST #3 LOT 11 |
| Legal Subdivision | MONTICELLO EST #3 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | DARDENNE |
| Census Blockgroup | 3 |
| Census Block | 3032 |
| Census Tract | 311124 |
Source: St. Charles County records · APN A953000284
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 BELL TOWER CT, SAINT CHARLES, MO 63304-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 11, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage STIFEL BK&TR |
| Aug 11, 2017 | Affidavit of Death, Transfer SELECT TITLE GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on Record |
| Deed Sale | Aug 11, 2017 · Amount on Record |
| Deed Doc Number | 2017505000 |
| Deed Book / Page | 6790 / 692 |
| Prior Transfer Date | Aug 08, 2017 |
| Prior Transfer Doc | 0067900690 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 11 BELL TOWER CT, SAINT CHARLES, MO 63304-1021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 11 BELL TOWER CT, SAINT CHARLES, MO 63304-1021 |
| Document Number | 0000009820 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 2023R-009820 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Jul 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 11, 2017 |
| Property Address | 11 BELL TOWER CT, SAINT CHARLES, MO 63304-1021 |
| Document Number | 0067900692 |
| Book / Page | 006790 / 000692 |
| Instrument Date | Aug 08, 2017 |
| Instrument | 505000 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2017 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 11 BELL TOWER CT ST CHARLES MO 633041021, ST CHARLES, MO 63304-1021 |
| Document Number | 67900694 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 006790/000694 |
| Instrument | 505010 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 11, 2017 |
| Property Address | 11 BELL TOWER CT, SAINT CHARLES, MO 63304-1021 |
| Document Number | 0067900690 |
| Book / Page | 006790 / 000690 |
| Instrument Date | Aug 08, 2017 |
| Instrument | 504990 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 BELL TOWER CT ST CHARLES MO 633041021, ST CHARLES, MO 63304-1021 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,540.00 (+5.36%) | $71,254 (+6.34%) | $375,021 (+6.34%) Land $65,800 Building $309,221 |
| 2024 | $4,309.00 | ||
| 2023 | $67,005 | ||
| 2022 | $352,656 Land $50,000 Building $302,656 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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