11 Barnrock Dr, Mills River, NC 28759 Property Records

Henderson County property record for 11 Barnrock Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,971 sqft · built 2018
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$1,020,000 (Jul 2025)
Tax Bill	$3,331 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9642406632`

Property Details

APN / Parcel Number

Primary APN	`9642406632`
Alternative APN	`1005624`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,971 sqft Heated Area
1st Floor Area	1,734 sqft
Upper Floors Area	1,237 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	11,326 sqft (0.26 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1005624
Street Address	11 BARNROCK DR
City	MILLS RIVER
State	NC
Zip	28759-0009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1005624~MR
Legal Description	HOLLABROOK FARM SD LO45 PHI PL2006-6265B
Legal Subdivision	HOLLABROOK FARM
Legal Phase	1
Legal Block	40
Legal Lot Number	6632
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1043
Census Tract	930701

Owner

11 Barnrock Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 BARNROCK DR, MILLS RIVER, NC 28759-0009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 12, 2019	Deed of Trust, Mortgage SUNTRUST BK
Oct 24, 2018	Warranty Deed, Transfer
Nov 21, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HOMETRUST BK
Oct 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Oct 13, 2022 · Amount on File
Deed Document Number	20251033279
Deed Book / Page	4309 / 380
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 13, 2022
Property Address	11 BARNROCK DR, MILLS RIVER, NC 28759-0009
Document Number	0039730684
Book / Page	3973 / 684
Instrument Date	Sep 27, 2022
Instrument	988025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 SAMUEL DR, MILLS RIVER, NC 28759-0092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BARNROCK DR, MILLS RIVER, NC 28759-0009

Mortgage

Document Number	0000988026
Date	Oct 13, 2022
Instrument	988026

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Margin	3
Max Rate	9.87%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	11 BARNROCK DR, MILLS RIVER, NC 28759-0009
Document Number	0034140602
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11 BARNROCK DR MILLS RIVER NC 287590009, MILLS RIVER, NC 28759-0009

Mortgage

Document Number	0034140602
Date	Nov 18, 2019
Book Page	003414/000602
Instrument	914862

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 24, 2018
Property Address	11 BARNROCK DR, MILLS RIVER, NC 28759-0009
Document Number	0032630014
Book / Page	3263 / 14
Instrument Date	Oct 23, 2018
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BARNROCK DR, MILLS RIVER, NC 28759-0009

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 21, 2017
Property Address	11 BARNROCK DR, MILLS RIVER, NC 28759-0009
Document Number	0031320261
Book / Page	003132 / 000261
Instrument Date	Nov 21, 2017
Instrument	874234
Transaction Type	Construction Loan
Record Updated	Nov 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	26 KING HEIGHTS DR FLETCHER NC 287327812, FLETCHER, NC 28732-7812

Mortgage

Document Number	31320261
Date	Nov 21, 2017
Book Page	003132/000261
Instrument	874234

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 2, 2017
Property Address	11 BARNROCK DR, MILLS RIVER, NC 28759-0009
Document Number	0031100398
Book / Page	003110 / 000398
Instrument Date	Oct 2, 2017
Instrument	871242
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$115.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 KING HEIGHTS DR FLETCHER NC 287327812, FLETCHER, NC 28732-7812

Tax Assessment & Valuation

The 2025 property tax bill for 11 Barnrock Dr was $3,331.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$772,900 Land $105,000 Building $667,900
2025	$3,331.00
2023		$772,900 Land $105,000 Building $667,900	$772,900 Land $105,000 Building $667,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Barnrock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Barnrock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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