11 Ashley Dr, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 11 Ashley Dr, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,924 sqft · built 2007
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on File
Last Sale	$358,300 (Nov 2019)
Tax Bill	$6,485 (2025)
Deeds & Mortgages	Apr 2021 Refinance Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:020 B:020 L:030-002`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:020 B:020 L:030-002`
Alternative APNs	`020030002000` `1038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,924 sqft Living Area
Basement Area	625 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1038
Street Address	11 ASHLEY DR
City	GRAY
State	ME
Zip	04039-9675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	20
Legal Lot Number	30-2
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2002
Census Tract	4702

Owner

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11 ASHLEY DR, GRAY, ME 04039-9675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BNC NATIONAL BANK
Nov 22, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	201960163
Deed Book / Page	36195 / 19
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	11 ASHLEY DR, GRAY, ME 04039-9675
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380190320
Date	Apr 2, 2021
Book Page	38019/320
Instrument	23556

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAY ME
Recording Date	Nov 22, 2019
Property Address	11 ASHLEY DR, GRAY, ME 04039-9675
Document Number	0361950019
Book / Page	036195 / 000019
Instrument Date	Nov 21, 2019
Instrument	60163
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 1/2 HAMPSHIRE ST AUBURN ME 042105416, AUBURN, ME 04210-5416

Mortgage

Document Number	361950021
Date	Nov 22, 2019
Book Page	036195/000021
Instrument	60164

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,485.00 (-0.22%)	$669,900 (+56.48%) Land $143,200 Building $526,700
2023	$6,499.00 (+8.82%)	$428,100 (-) Land $62,600 Building $365,500
2022	$5,972.00	$428,100 Land $62,600 Building $365,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY WATER DISTRICT serves 2,468 people · EPA ID ME0090620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2024
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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