Essex County and Andover Town property record for 11 Ashford Ln, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 7,552 sqft · built 1993 |
| Lot Size | 0.775 acres (33,746 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,950,000 (Aug 2025) |
| Tax Bill | $22,206 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Aug 2025 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00225 B:00037 L:00000 |
| Primary APN | ANDO M:00225 B:00037 L:00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 7,552 sqft Living Area |
| Gross Area | 9,207 sqft |
| Basement Area | 2,935 sqft |
| Unfinished Basement | 1,383 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 33,746 sqft (0.775 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 11 ASHFORD LN |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-6410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Block | 37 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 254402 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 I ST, 4, SOUTH BOSTON, MA 02127-1468 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST |
| Aug 21, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Jun 15, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Mar 23, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 14, 2019 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Aug 31, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Apr 19, 2018 | Deed of Trust, Mortgage · Line of Credit SAVINGS BK/CIRCLEVILLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | Jun 15, 2023 · Amount on Record |
| Deed Book / Page | 18363 / 232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 11 ASHFORD LN, ANDOVER, MA 01810-6410 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0017125-85 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 17125/85 |
| Instrument | 30290 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Aug 21, 2025 |
| Property Address | 11 ASHFORD LN, ANDOVER, MA 01810-6410 |
| Document Number | 018363-232 |
| Book / Page | 18363 / 232 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 14362 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 55 I ST APT 4, 4, BOSTON, MA 02127-1468 |
| Document Number | 0000014363 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 14363 |
| Name | LENDSURE MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 15, 2023 |
| Property Address | 11 ASHFORD LN, ANDOVER, MA 01810-6410 |
| Document Number | 017763-124 |
| Book / Page | 17763 / 124 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 9307 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 ASHFORD LN, ANDOVER, MA 01810-6410 |
| Document Number | 0000009310 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 9310 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Mar 23, 2022 |
| Property Address | 11 ASHFORD LN, ANDOVER, MA 01810-6410 |
| Document Number | 0017387-70 |
| Book / Page | 17387 / 70 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 7067 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 ASHFORD LN, ANDOVER, MA 01810-6410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 11 ASHFORD LN, ANDOVER, MA 01810-6410 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15732-324 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 15732/324 |
| Instrument | 824 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Aug 31, 2018 |
| Property Address | 11 ASHFORD LN, ANDOVER, MA 01810-6410 |
| Document Number | 15603-305 |
| Book / Page | 015603 / 000305 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 21408 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,292.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 ASHFORD LN ANDOVER MA 018106410, ANDOVER, MA 01810-6410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 11 ASHFORD LN, ANDOVER, MA 01810-6410 |
| Document Number | 15457-4 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11 ASHFORD LN ANDOVER MA 018106410, ANDOVER, MA 01810-6410 |
| Document Number | 15457-4 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 015457/000004 |
| Instrument | 9201 |
| Name | SAVINGS BK/CIRCLEVILLE |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 23, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,206.00 (+1.1%) | $1,777,900 (+4.26%) Land $528,000 Building $1,249,900 | $1,829,605 |
| 2024 | $21,964.00 (+5.45%) | $1,705,300 (+11.84%) Land $495,500 Building $1,209,800 | |
| 2023 | $20,829.00 | $1,524,800 Land $423,600 Building $1,101,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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