Suffolk County and Smithtown Town property record for 11 Arrowood Dr, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,580 sqft · built 1988 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,325,000 (Aug 2026) |
| Tax Bill | $20,369 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 39.-4-33 |
| Primary APN | 473489 39.-4-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,580 sqft Living Area |
| Gross Area | 3,080 sqft |
| 1st Floor Area | 2,580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,946 sqft (0.94 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J51770 |
|---|---|
| Street Address | 11 ARROWOOD DR |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-3449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-49351.3 TC-76 MILLS POND ESTATES SEC 2LOT 80 *8231 |
| Legal Subdivision | MILLS PONDS ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 33 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 135005 |
11 Arrowood Dr is owned by an individual who bought it in August 2026.
Source: Suffolk County and Smithtown Town records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 BAYLOR DR, SMITHTOWN, NY 11787-2001 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed, Transfer · Stand-Alone First Mortgage UNION FEDERAL CREDIT UNION |
| Nov 9, 2022 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Jul 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Aug 15, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Feb 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CONTOUR MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on File |
| Deed Sale | Aug 18, 2026 · Amount on File |
| Prior Sale | Feb 24, 2020 · Amount on File |
| Deed Book / Page | 13347 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 18, 2026 |
| Property Address | 11 ARROWOOD DR, SAINT JAMES, NY 11780-3449 |
| Document Number | 1334000114 |
| Book / Page | 13347 / 114 |
| Instrument Date | Jul 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 BAYLOR DR, SMITHTOWN, NY 11787-2001 |
| Date | Aug 18, 2026 |
|---|
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jan 8, 2031 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 ARROWOOD DR, SAINT JAMES, NY 11780-3449 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234600416 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | 23460/416 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 ARROWOOD DR, SAINT JAMES, NY 11780-3449 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232960474 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 23296/474 |
| Instrument | DM021938 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 ARROWOOD DR, SAINT JAMES, NY 11780-3449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 0229510025 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 22951/25 |
| Instrument | 18-0152114 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 11 ARROWOOD DR, SAINT JAMES, NY 11780-3449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231080155 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 23108/155 |
| Instrument | DK041995 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,728 Land $925 Building $6,803 | $966,000 Land $115,625 Building $850,375 | |
| 2024 | $20,369.00 | ||
| 2023 | $7,728 Land $925 Building $6,803 | $8,883 Land $1,063 Building $7,820 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11 Arrowood Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Arrowood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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