11 Apple Dr, Oxford, CT 06478 Property Records

Oxford Town property record for 11 Apple Dr, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,505 sqft · built 2001
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Last Sale	$434,000 (Aug 2001)
Tax Bill	$10,864 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H0174990`

Property Details

APN / Parcel Number

Primary APN	`H0174990`
Alternative APNs	`OXFO M:20 B:58 L:21-9` `OXFD M:20 B:58 L:21-9`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,505 sqft Living Area
Gross Area	8,514 sqft
Basement Area	1,675 sqft
Unfinished Basement	775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,776 sqft (1.51 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	H0174990
Street Address	11 APPLE DR
City	OXFORD
State	CT
Zip	06478-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	58
Legal Lot Number	21-9
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2000
Census Tract	346102

Owner

11 Apple Dr is owned and occupied by an individual who bought it in August 2001.

Source: Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 APPLE DR, OXFORD, CT 06478-3203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Nov 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ION BANK
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2001 · Amount on File
Deed Sale	Aug 20, 2001 · Amount on File
Deed Book / Page	232 / 38
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	11 APPLE DR, OXFORD, CT 06478-3203
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000483-600
Date	Feb 17, 2026
Book Page	483/600

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	11 APPLE DR, OXFORD, CT 06478-3203
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00433-1187
Date	Nov 27, 2019
Book Page	433/1187

Lender

Name	ION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2029

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	11 APPLE DR, OXFORD, CT 06478-3203
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000450-296
Date	May 24, 2021
Book Page	450/296
Instrument	1203860006

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 11 Apple Dr was $10,864, up 2.7% from the year before.

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,864.00 (+2.7%)	$528,640 (-) Land $78,190 Building $450,450	$798,017 (+115.65%)
2025	$10,578.00	$528,640 Land $78,190 Building $450,450	$370,048 Land $54,733 Building $315,315
2024	$10,578.00 (+16.61%)
2023	$9,071.00	$370,100 Land $85,100 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Apple Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Apple Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Apple Dr

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