11 Abby Ln, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 11 Abby Ln, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,664 sqft · built 2020
Lot Size1.85 acres (80,586 sqft)
OwnerIndividual Name on File
Last Sale$48,100 (Apr 2018)
Tax Bill$5,003 (2025)
Deeds & MortgagesJul 2020 Refinance
May 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APNGRAY M:061 B:022 L:010-006

Property Details

APN / Parcel Number

Primary APNGRAY M:061 B:022 L:010-006
Alternative APN
  • 4669

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,664 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area80,586 sqft (1.85 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number4669
Street Address11 ABBY LN
CityGRAY
StateME
Zip04039-9422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block22
Legal Lot Number10-6
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group4
Census Block4017
Census Tract4702

Owner

11 Abby Ln is owned by an individual who bought it in April 2018.

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 422, GRAY, ME 04039-0422
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
May 30, 2019Trustee's Deed, Construction Loan · Construction Mortgage
SACO & BIDDEFORD SVGS INST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2018 · Amount on File
Deed SaleApr 24, 2018 · Amount on File
Deed Document Number201818246
Deed Book / Page34796 / 325
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address11 ABBY LN, GRAY, ME 04039-9422
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0368930214
DateJul 6, 2020
Book Page36893/214
Instrument37238
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2050

May 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGRAY ME
Recording DateMay 30, 2019
Property Address11 ABBY LN, GRAY, ME 04039-9422
Document Number0356810171
Book / Page035681 / 000171
Instrument DateMay 20, 2019
Instrument22404
Transaction TypeConstruction Loan
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 MOUNTFORT RD YARMOUTH ME 040967554, YARMOUTH, ME 04096-7554

Mortgage

Document Number356810171
DateMay 30, 2019
Book Page035681/000171
Instrument22404
Lender
NameSACO & BIDDEFORD SVGS INST
TypeFederal Savings Bank
AddressSACO, ME 04072
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueMay 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11 Abby Ln was $5,003.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,003.00$516,800 Land $132,100 Building $384,700
2023$5,075.00 (+8.84%)$334,300 (-) Land $46,800 Building $287,500
2022$4,663.00$334,300 Land $46,800 Building $287,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11 Abby Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1983–2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event
  • Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Abby Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
GoNetspeed
Fiber
1,000 / 1,000

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